Mortgage lending in Beckham County, Oklahoma
Lenders in Beckham County, Oklahoma reported 480 mortgage applications for 2025, according to the CFPB.
480 mortgage applications and 267 loans originated in 2025; the denial rate was 28.0% of 386 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Beckham County, OK.
- 480
- Applications
- 267
- Loans originated
- 28.0%
- Denial rate
- 108 denied of 386 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 480 | 267 |
| 2024 | 418 | 222 |
| 2023 | 408 | 242 |
| 2022 | 472 | 259 |
| 2021 | 694 | 408 |
| 2020 | 541 | 329 |
| 2019 | 543 | 331 |
| 2018 | 473 | 300 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Great Plains National Bank | 50 | 75 |
| Sun West Mortgage Company, Inc | 39 | 44 |
| Interlinc Mortgage Services, LLC | 32 | 40 |
| Rocket Mortgage | 24 | 45 |
| Interbank | 16 | 22 |
| Mortgage Research Center | 8 | 18 |
| loanDepot.com LLC | 7 | 10 |
| Nationstar Mortgage | 4 | 4 |
| Freedom Mortgage Corporation | 4 | 13 |
| Ixonia Bank | 4 | 4 |
| Guaranteed Rate, Inc. | 4 | 5 |
| Pennymac Loan Services LLC | 4 | 8 |
| Navy Federal Credit Union | 3 | 7 |
| New American Funding, LLC. | 3 | 6 |
| Waterstone Mortgage Corporation | 3 | 3 |
| United Wholesale Mortgage | 3 | 7 |
| Equity Prime Mortgage LLC | 3 | 8 |
| Bancfirst | 3 | 3 |
| Arvest Bank | 3 | 3 |
| Figure Lending LLC | 2 | 5 |
| MidFirst Bank | 2 | 2 |
| Financial Concpepts Mortgage | 2 | 2 |
| Farm Credit Mid-America, Aca | 2 | 3 |
| Guild Mortgage Company | 2 | 3 |
| Triad Financial Services, Inc. | 2 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 13 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 361 | 26.8% of 295 decided |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 85 | 30.3% of 66 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 32 | no rate: base under 50 |
| Not Hispanic or Latino | 354 | 28.1% of 288 decided |
| Joint | withheld | |
| Ethnicity Not Available | 81 | 28.8% of 66 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 180 | 28.9% of 149 decided |
| Female | 71 | 25.4% of 59 decided |
| Joint | 178 | 27.7% of 141 decided |
| Sex Not Available | 51 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2049 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved