Mortgage lending in Jackson County, Oklahoma
Lenders in Jackson County, Oklahoma reported 759 mortgage applications for 2025, according to the CFPB.
759 mortgage applications and 433 loans originated in 2025; the denial rate was 23.3% of 600 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jackson County, OK.
- 759
- Applications
- 433
- Loans originated
- 23.3%
- Denial rate
- 140 denied of 600 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 759 | 433 |
| 2024 | 684 | 391 |
| 2023 | 628 | 384 |
| 2022 | 709 | 442 |
| 2021 | 1,003 | 623 |
| 2020 | 865 | 557 |
| 2019 | 678 | 441 |
| 2018 | 605 | 378 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 46 | 60 |
| Red River Federal Credit Union | 45 | 49 |
| Mortgage Research Center | 39 | 77 |
| Rocket Mortgage | 34 | 57 |
| Freedom Mortgage Corporation | 19 | 33 |
| Click n' Close, Inc. | 16 | 18 |
| Interlinc Mortgage Services, LLC | 16 | 32 |
| Shamrock Bank N.A. | 13 | 14 |
| Navy Federal Credit Union | 11 | 21 |
| Paramount Residential Mortgage | 10 | 11 |
| MidFirst Bank | 10 | 23 |
| Cattlemens Bank | 10 | 13 |
| Pennymac Loan Services LLC | 8 | 19 |
| Sovereign Bank | 7 | 7 |
| Usaa Federal Savings Bank | 7 | 15 |
| Guild Mortgage Company | 6 | 6 |
| First United Bank and Trust Co | 6 | 6 |
| Nationstar Mortgage | 6 | 8 |
| Interbank | 6 | 6 |
| New Day Financial, LLC. | 5 | 15 |
| Ixonia Bank | 5 | 8 |
| Great Plains National Bank | 5 | 7 |
| Mortgage Solutions of Colorado | 4 | 6 |
| NBKC Bank | 3 | 4 |
| MLD Mortgage, Inc.dba the Money Store | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 13 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 22 | no rate: base under 50 |
| White | 556 | 24.4% of 442 decided |
| 2 or more minority races | under 10 | |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 148 | 20.9% of 115 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 101 | 27.0% of 74 decided |
| Not Hispanic or Latino | 490 | 24.3% of 391 decided |
| Joint | 23 | no rate: base under 50 |
| Ethnicity Not Available | 145 | 18.4% of 114 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 350 | 23.8% of 261 decided |
| Female | 97 | 28.4% of 81 decided |
| Joint | 210 | 21.7% of 175 decided |
| Sex Not Available | 102 | 20.5% of 83 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1632 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved