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Mortgage lending in Idaho

Lenders in Idaho reported 89,820 mortgage applications for 2025, according to the CFPB.

89,820 mortgage applications and 56,607 loans originated in 2025. 12,983 of the 74,110 applications decided were denied, 17.5%. From 2025, the CFPB’s Snapshot release.

89,820
Applications
56,607
Loans originated
27.9 per 1,000 residents, over the Census Bureau's 2025 estimate.
17.5%
Denial rate
12,983 denied of 74,110 applications decided.

The largest lenders in Idaho

2 more columns on a wider screen

Lenders in Idaho by loans originated, 2025
RankLenderOriginated
1Idaho Central Credit Union9,871
2Rocket Mortgage3,398
3United Wholesale Mortgage3,036
4Premier Mortgage Resources, LLC1,796
5Guild Mortgage Company1,757
6US Bank, N.A.1,180
7loanDepot.com LLC1,119
8Mountain America Federal Credit Union1,069
9Glacier Bank977
10Westmark Credit Union803
11CMG Mortgage Inc793
12Movement Mortgage, LLC787
13Pennymac Loan Services LLC760
14Evergreen Moneysource Mortgage Company735
15First Federal Savings Bank733
16Fairway Independent Mort Corp707
17American Pacific Mortgage Corporation703
18Guaranteed Rate, Inc.643
19Kind Lending, LLC578
20Potlatch No 1 Financial Credit U568
21Synergy One Lending, Inc.550
22Toll Brothers Mortgage Company535
23D. L. Evans Bank533
24Zions Bancorporation, N.A.517
25Mortgage Research Center515

Counties in Idaho

1 more column on a wider screen

Counties in Idaho by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
Ada County16,036$335,000
Canyon County8,767$305,000
Kootenai County5,882$345,000
Bonneville County3,707$255,000
Twin Falls County2,642$235,000
Bannock County2,401$215,000
Bonner County1,602$325,000
Bingham County1,169$215,000
Nez Perce County1,029$255,000
Jefferson County997$265,000
Elmore County958$275,000
Payette County900$225,000
Latah County725$285,000
Madison County708$275,000
Blaine County646$435,000
Valley County645$415,000
Gem County620$275,000
Jerome County611$215,000
Minidoka County605$205,000
Cassia County568$215,000
Teton County487$415,000
Fremont County457$265,000
Boise County406$345,000
Franklin County402$235,000
Shoshone County385$215,000
Idaho County345$215,000
Boundary County332$275,000
Gooding County312$205,000
Washington County284$190,000
Owyhee County264$245,000
Benewah County242$205,000
Clearwater County200$195,000
Caribou County167$205,000
Bear Lake County160$225,000
Lemhi County151$225,000
Oneida County148$245,000
Adams County123$275,000
Power County117$205,000
Lincoln County113$235,000
Custer County90$225,000
Lewis County72$140,000
Butte County50$170,000
Camas County50$240,000
Clark County9under 50 loans

Idaho elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in Idaho Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Housing Housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • The Idaho Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration hub has no page for this state: EOIR runs no immigration court here, and CBP publishes by sector and field office, which are its own areas of responsibility rather than a geography. Immigration and the border.

More about Idaho →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved