Mortgage lending in Canyon County, Idaho
Lenders in Canyon County, Idaho reported 13,477 mortgage applications for 2025, according to the CFPB.
13,477 mortgage applications and 8,767 loans originated in 2025; the denial rate was 16.3% of 11,285 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Boise City, ID HUD Metro FMR Area.
- 13,477
- Applications
- 8,767
- Loans originated
- 16.3%
- Denial rate
- 1,842 denied of 11,285 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 13,477 | 8,767 |
| 2024 | 11,977 | 7,693 |
| 2023 | 11,244 | 7,058 |
| 2022 | 16,120 | 10,442 |
| 2021 | 27,567 | 19,007 |
| 2020 | 25,337 | 17,377 |
| 2019 | 18,945 | 12,636 |
| 2018 | 15,085 | 9,895 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Idaho Central Credit Union | 1,367 | 2,327 |
| Rocket Mortgage | 529 | 670 |
| Guild Mortgage Company | 495 | 645 |
| United Wholesale Mortgage | 487 | 636 |
| Premier Mortgage Resources, LLC | 437 | 555 |
| loanDepot.com LLC | 297 | 389 |
| Evergreen Moneysource Mortgage Company | 222 | 255 |
| Lennar Mortgage, LLC | 222 | 278 |
| Toll Brothers Mortgage Company | 170 | 224 |
| Movement Mortgage, LLC | 169 | 260 |
| Mountain America Federal Credit Union | 161 | 316 |
| US Bank, N.A. | 161 | 292 |
| American Pacific Mortgage Corporation | 155 | 187 |
| Waterstone Mortgage Corporation | 151 | 186 |
| CLM Mortgage, Inc | 129 | 136 |
| Fairway Independent Mort Corp | 124 | 176 |
| Pennymac Loan Services LLC | 112 | 179 |
| Crosscountry Mortgage, LLC | 108 | 147 |
| Pioneer Federal Credit Union | 104 | 155 |
| Synergy One Lending, Inc. | 103 | 131 |
| Westmark Credit Union | 103 | 175 |
| Capital Educators Fed Cu | 95 | 132 |
| Kind Lending, LLC | 88 | 114 |
| KBHS Home Loans, LLC | 86 | 121 |
| Guaranteed Rate, Inc. | 79 | 114 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 79 | 25.4% of 63 decided |
| Asian | 129 | 10.0% of 110 decided |
| Black or African American | 88 | 18.6% of 70 decided |
| Native Hawaiian or Other Pacific Islander | 39 | no rate: base under 50 |
| White | 10,400 | 15.5% of 8,832 decided |
| 2 or more minority races | 11 | no rate: base under 50 |
| Joint | 346 | 15.0% of 293 decided |
| Race Not Available | 2,385 | 20.0% of 1,872 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,918 | 20.4% of 1,588 decided |
| Not Hispanic or Latino | 8,813 | 15.0% of 7,507 decided |
| Joint | 633 | 15.7% of 530 decided |
| Ethnicity Not Available | 2,113 | 18.5% of 1,660 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,844 | 18.1% of 3,192 decided |
| Female | 2,162 | 22.4% of 1,822 decided |
| Joint | 6,359 | 12.1% of 5,438 decided |
| Sex Not Available | 1,112 | 24.0% of 833 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 262 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved