Mortgage lending in Benewah County, Idaho
Lenders in Benewah County, Idaho reported 412 mortgage applications for 2025, according to the CFPB.
412 mortgage applications and 242 loans originated in 2025; the denial rate was 23.8% of 332 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Benewah County, ID.
- 412
- Applications
- 242
- Loans originated
- 23.8%
- Denial rate
- 79 denied of 332 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 412 | 242 |
| 2024 | 339 | 185 |
| 2023 | 300 | 144 |
| 2022 | 427 | 239 |
| 2021 | 630 | 364 |
| 2020 | 590 | 331 |
| 2019 | 412 | 229 |
| 2018 | 358 | 210 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Potlatch No 1 Financial Credit U | 25 | 40 |
| Freedom Northwest Credit Union | 22 | 22 |
| Idaho Central Credit Union | 15 | 25 |
| Rocket Mortgage | 12 | 23 |
| United Wholesale Mortgage | 10 | 12 |
| Kind Lending, LLC | 10 | 11 |
| Columbia Bank | 10 | 12 |
| Banner Bank | 10 | 15 |
| Premier Mortgage Resources, LLC | 8 | 10 |
| Mortgage Research Center | 7 | 13 |
| Boeing Employees' Credit Union | 6 | 7 |
| Guild Mortgage Company | 5 | 7 |
| CMG Mortgage Inc | 5 | 7 |
| Paramount Residential Mortgage | 4 | 5 |
| Gesa Credit Union | 4 | 5 |
| Numerica Credit Union | 4 | 7 |
| Guaranteed Rate, Inc. | 4 | 4 |
| Crosscountry Mortgage, LLC | 4 | 6 |
| loanDepot.com LLC | 3 | 7 |
| New Day Financial, LLC. | 3 | 6 |
| Canopy Mortgage, LLC | 3 | 4 |
| JPMorgan Chase Bank, NA | 3 | 5 |
| Coastal Community Bank | 2 | 4 |
| Evergreen Moneysource Mortgage Company | 2 | 5 |
| Summit Funding.inc | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 337 | 22.6% of 274 decided |
| 2 or more minority races | under 10 | |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 49 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 342 | 23.2% of 276 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 56 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 125 | 27.2% of 103 decided |
| Female | 64 | no rate: base under 50 |
| Joint | 196 | 19.0% of 158 decided |
| Sex Not Available | 27 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 990 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved