Mortgage lending in Bingham County, Idaho
Lenders in Bingham County, Idaho reported 2,010 mortgage applications for 2025, according to the CFPB.
2,010 mortgage applications and 1,169 loans originated in 2025; the denial rate was 20.7% of 1,611 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Bingham County, ID.
- 2,010
- Applications
- 1,169
- Loans originated
- 20.7%
- Denial rate
- 334 denied of 1,611 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,010 | 1,169 |
| 2024 | 1,736 | 1,002 |
| 2023 | 1,656 | 952 |
| 2022 | 2,365 | 1,466 |
| 2021 | 3,701 | 2,485 |
| 2020 | 3,468 | 2,233 |
| 2019 | 2,267 | 1,472 |
| 2018 | 1,954 | 1,222 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Idaho Central Credit Union | 275 | 460 |
| Rocket Mortgage | 88 | 111 |
| Westmark Credit Union | 64 | 101 |
| Canopy Mortgage, LLC | 51 | 62 |
| Eagle Bank and Trust Company | 50 | 60 |
| Mountain America Federal Credit Union | 47 | 101 |
| United Wholesale Mortgage | 45 | 67 |
| VanDyk Mortgage Corporation | 31 | 41 |
| Glacier Bank | 27 | 41 |
| Highlands Residential Mortgage, Ltd. | 24 | 32 |
| First Colony Mortgage Corporat | 21 | 25 |
| American Pacific Mortgage Corporation | 21 | 29 |
| Zions Bancorporation, N.A. | 18 | 26 |
| Pennymac Loan Services LLC | 18 | 31 |
| Synergy One Lending, Inc. | 17 | 31 |
| Premier Mortgage Resources, LLC | 16 | 37 |
| Connections Credit Union | 14 | 16 |
| Keybank National Association | 14 | 27 |
| Summit Funding.inc | 13 | 25 |
| Beehive Federal Credit Union | 13 | 23 |
| Belem Servicing, LLC dba Patriot Home Mortgage | 11 | 14 |
| US Bank, N.A. | 11 | 22 |
| Mortgage Research Center | 10 | 30 |
| Freedom Mortgage Corporation | 10 | 26 |
| D. L. Evans Bank | 9 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 23 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,660 | 19.8% of 1,343 decided |
| 2 or more minority races | under 10 | |
| Joint | 54 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 258 | 20.4% of 196 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 168 | 23.8% of 126 decided |
| Not Hispanic or Latino | 1,536 | 20.0% of 1,248 decided |
| Joint | 70 | 22.4% of 58 decided |
| Ethnicity Not Available | 236 | 22.9% of 179 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 601 | 21.2% of 481 decided |
| Female | 253 | 31.3% of 195 decided |
| Joint | 1,012 | 17.1% of 831 decided |
| Sex Not Available | 144 | 27.9% of 104 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 873 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved