Mortgage lending in Caribou County, Idaho

Lenders in Caribou County, Idaho reported 288 mortgage applications for 2025, according to the CFPB.

288 mortgage applications and 167 loans originated in 2025; the denial rate was 20.9% of 244 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Caribou County, ID.

288
Applications: 167
Loans originated: 20.9%
Denial rate: 51 denied of 244 applications decided.

Every year

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Mortgage applications and loans originated in Caribou County, Idaho, by year
Year	Applications	Originated	Denied
2025	288	167	51
2024	268	178	41
2023	243	141	37
2022	290	176	49
2021	455	316	49
2020	468	321	56
2019	315	212	41
2018	295	191	41

The largest lenders here

Lenders in Caribou County, Idaho by loans originated, 2025
Lender	Originated	Applications
Idaho Central Credit Union	27	43
Advantage Plus FCU	21	33
Rocket Mortgage	18	25
Summit Funding.inc	10	13
US Bank, N.A.	9	19
loanDepot.com LLC	6	7
United Wholesale Mortgage	6	8
America First Federal Credit Union	5	7
New American Funding, LLC.	5	9
Glacier Bank	5	7
Intercap Lending Inc	4	6
D. L. Evans Bank	3	4
Premier Mortgage Resources, LLC	3	4
Goldenwest Federal Credit Union	3	5
Fairway Independent Mort Corp	3	3
Canopy Mortgage, LLC	3	4
Westmark Credit Union	2	2
Mountain America Federal Credit Union	2	8
Guild Mortgage Company	2	2
Nationstar Mortgage	2	4
Traditional Mortgage Acceptance Corporation	2	2
Goodleap, LLC	2	2
JPMorgan Chase Bank, NA	2	2
Zions Bancorporation, N.A.	2	3
Synergy One Lending, Inc.	1	2

Applications by race, ethnicity and sex, 2025

By race, Caribou County, Idaho: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Asian	under 10
White	246	18.0% of 211 decided
Joint	under 10
Race Not Available	34	no rate: base under 50

By ethnicity, Caribou County, Idaho: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	238	18.0% of 206 decided
Joint	under 10
Ethnicity Not Available	39	no rate: base under 50

By sex, Caribou County, Idaho: applications and denial rate
Category	Applications	Denial rate
Male	94	18.8% of 80 decided
Female	27	no rate: base under 50
Joint	148	16.8% of 125 decided
Sex Not Available	19	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 991 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026