Mortgage lending in Lewis County, Idaho

Lenders in Lewis County, Idaho reported 122 mortgage applications for 2025, according to the CFPB.

122 mortgage applications and 72 loans originated in 2025; the denial rate was 16.5% of 91 applications decided. The median loan was about $140,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Lewis County, ID.

122
Applications: 72
Loans originated: 16.5%
Denial rate: 15 denied of 91 applications decided.

Every year

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Mortgage applications and loans originated in Lewis County, Idaho, by year
Year	Applications	Originated	Denied
2025	122	72	15
2024	106	65	17
2023	113	66	20
2022	147	85	33
2021	234	130	40
2020	185	120	27
2019	144	88	19
2018	124	75	28

The largest lenders here

Lenders in Lewis County, Idaho by loans originated, 2025
Lender	Originated	Applications
Freedom Northwest Credit Union	21	21
Idaho Central Credit Union	7	12
Potlatch No 1 Financial Credit U	6	9
Land Home Financial Services,	4	7
Canopy Mortgage, LLC	4	6
Rocket Mortgage	3	5
Synergy One Lending, Inc.	2	3
United Wholesale Mortgage	2	3
Nationstar Mortgage	2	2
Kind Lending, LLC	2	2
Guaranteed Rate, Inc.	2	4
Twin River Bank	1	1
Resicentral LLC	1	2
loanDepot.com LLC	1	2
Cornerstone Capital Bank, SSB	1	1
Mortgage Research Center	1	4
Equity Prime Mortgage LLC	1	1
Boeing Employees' Credit Union	1	1
Freedom Mortgage Corporation	1	1
Fairway Independent Mort Corp	1	1
V.i.p. Mortgage, Inc.	1	1
Intercap Lending Inc	1	1
Ixonia Bank	1	1
Spokane Teachers Credit Union	1	1
US Bank, N.A.	1	2

Applications by race, ethnicity and sex, 2025

By race, Lewis County, Idaho: applications and denial rate
Category	Applications	Denial rate
White	102	16.1% of 81 decided
Joint	under 10
Race Not Available	withheld

By ethnicity, Lewis County, Idaho: applications and denial rate
Category	Applications	Denial rate
Not Hispanic or Latino	106	14.5% of 83 decided
Ethnicity Not Available	16	no rate: base under 50

By sex, Lewis County, Idaho: applications and denial rate
Category	Applications	Denial rate
Male	44	no rate: base under 50
Female	17	no rate: base under 50
Joint	50	no rate: base under 50
Sex Not Available	11	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2103 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026