Mortgage lending in Latah County, Idaho
Lenders in Latah County, Idaho reported 1,119 mortgage applications for 2025, according to the CFPB.
1,119 mortgage applications and 725 loans originated in 2025; the denial rate was 15.3% of 931 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Latah County, ID.
- 1,119
- Applications
- 725
- Loans originated
- 15.3%
- Denial rate
- 142 denied of 931 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,119 | 725 |
| 2024 | 984 | 618 |
| 2023 | 874 | 566 |
| 2022 | 1,271 | 867 |
| 2021 | 2,155 | 1,487 |
| 2020 | 2,194 | 1,465 |
| 2019 | 1,429 | 948 |
| 2018 | 1,320 | 834 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Idaho Central Credit Union | 117 | 167 |
| CMG Mortgage Inc | 96 | 120 |
| United Wholesale Mortgage | 79 | 97 |
| Potlatch No 1 Financial Credit U | 60 | 99 |
| Rocket Mortgage | 41 | 55 |
| Freedom Northwest Credit Union | 31 | 31 |
| Zions Bancorporation, N.A. | 25 | 39 |
| Washington Trust Bank | 23 | 28 |
| US Bank, N.A. | 17 | 36 |
| Kind Lending, LLC | 16 | 25 |
| Columbia Bank | 15 | 20 |
| Guild Mortgage Company | 13 | 21 |
| Banner Bank | 13 | 19 |
| Crosscountry Mortgage, LLC | 11 | 16 |
| Pennymac Loan Services LLC | 11 | 18 |
| Mortgage Research Center | 7 | 20 |
| Newrez LLC | 7 | 10 |
| Freedom Mortgage Corporation | 7 | 12 |
| The Loan Store, Inc | 6 | 8 |
| Wsecu | 6 | 18 |
| Spokane Teachers Credit Union | 6 | 14 |
| Triad Financial Services, Inc. | 5 | 10 |
| Glacier Bank | 5 | 6 |
| Guaranteed Rate, Inc. | 5 | 7 |
| Wells Fargo Bank NA | 5 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 12 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 852 | 15.7% of 714 decided |
| 2 or more minority races | under 10 | |
| Joint | 27 | no rate: base under 50 |
| Race Not Available | 220 | 13.5% of 178 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 18 | no rate: base under 50 |
| Not Hispanic or Latino | 852 | 15.9% of 711 decided |
| Joint | 23 | no rate: base under 50 |
| Ethnicity Not Available | 226 | 13.6% of 184 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 292 | 16.8% of 238 decided |
| Female | 145 | 14.5% of 117 decided |
| Joint | 541 | 15.1% of 464 decided |
| Sex Not Available | 141 | 13.4% of 112 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 350 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved