Mortgage lending in Franklin County, Idaho
Lenders in Franklin County, Idaho reported 685 mortgage applications for 2025, according to the CFPB.
685 mortgage applications and 402 loans originated in 2025; the denial rate was 22.5% of 568 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Logan, UT-ID MSA.
- 685
- Applications
- 402
- Loans originated
- 22.5%
- Denial rate
- 128 denied of 568 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 685 | 402 |
| 2024 | 562 | 330 |
| 2023 | 537 | 327 |
| 2022 | 722 | 468 |
| 2021 | 1,100 | 788 |
| 2020 | 1,109 | 767 |
| 2019 | 685 | 475 |
| 2018 | 626 | 415 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 42 | 49 |
| America First Federal Credit Union | 38 | 68 |
| Guild Mortgage Company | 31 | 42 |
| Goldenwest Federal Credit Union | 25 | 46 |
| Glacier Bank | 24 | 43 |
| Mountain America Federal Credit Union | 22 | 50 |
| Rocket Mortgage | 21 | 32 |
| The Loan Store, Inc | 15 | 23 |
| Cache Valley Bank | 14 | 15 |
| Bank of Utah | 11 | 18 |
| Kind Lending, LLC | 9 | 11 |
| US Bank, N.A. | 7 | 14 |
| Zions Bancorporation, N.A. | 7 | 14 |
| American Financial Network, Inc. | 6 | 8 |
| Intercap Lending Inc | 6 | 8 |
| Pennymac Loan Services LLC | 6 | 9 |
| Paramount Residential Mortgage | 5 | 6 |
| Idaho Central Credit Union | 5 | 10 |
| First Colony Mortgage Corporat | 5 | 6 |
| Union Home Mortgage Corp. | 5 | 6 |
| loanDepot.com LLC | 4 | 4 |
| Mortgage Research Center | 4 | 9 |
| Newrez LLC | 4 | 12 |
| Loan Funder LLC | 3 | 4 |
| Figure Lending LLC | 3 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 578 | 23.4% of 488 decided |
| Joint | under 10 | |
| Race Not Available | 97 | 18.3% of 71 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 27 | no rate: base under 50 |
| Not Hispanic or Latino | 550 | 23.1% of 467 decided |
| Joint | 18 | no rate: base under 50 |
| Ethnicity Not Available | 90 | 17.2% of 64 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 212 | 28.6% of 175 decided |
| Female | 76 | 30.3% of 66 decided |
| Joint | 340 | 17.5% of 292 decided |
| Sex Not Available | 57 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 676 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved