Mortgage lending in Fremont County, Idaho
Lenders in Fremont County, Idaho reported 783 mortgage applications for 2025, according to the CFPB.
783 mortgage applications and 457 loans originated in 2025; the denial rate was 20.7% of 618 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fremont County, ID.
- 783
- Applications
- 457
- Loans originated
- 20.7%
- Denial rate
- 128 denied of 618 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 783 | 457 |
| 2024 | 598 | 339 |
| 2023 | 607 | 334 |
| 2022 | 857 | 529 |
| 2021 | 1,440 | 952 |
| 2020 | 1,298 | 843 |
| 2019 | 824 | 503 |
| 2018 | 677 | 426 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Idaho Central Credit Union | 64 | 102 |
| Beehive Federal Credit Union | 41 | 62 |
| Mountain America Federal Credit Union | 32 | 71 |
| Glacier Bank | 25 | 44 |
| United Wholesale Mortgage | 24 | 31 |
| Rocket Mortgage | 21 | 24 |
| D. L. Evans Bank | 13 | 13 |
| Goldenwest Federal Credit Union | 11 | 15 |
| Zions Bancorporation, N.A. | 11 | 15 |
| Frontier Credit Union | 10 | 11 |
| Evergreen Moneysource Mortgage Company | 9 | 12 |
| Westmark Credit Union | 9 | 12 |
| America First Federal Credit Union | 9 | 10 |
| Premier Mortgage Resources, LLC | 9 | 15 |
| Eagle Bank and Trust Company | 9 | 11 |
| The Bank of Commerce | 8 | 18 |
| Guild Mortgage Company | 6 | 12 |
| Mortgage Research Center | 6 | 12 |
| Canopy Mortgage, LLC | 6 | 16 |
| Synergy One Lending, Inc. | 5 | 10 |
| Churchill Mortgage Corporation | 5 | 6 |
| Securitynational Mortgage Company | 5 | 6 |
| Crosscountry Mortgage, LLC | 5 | 9 |
| Keybank National Association | 5 | 7 |
| The Loan Store, Inc | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| White | 666 | 20.3% of 531 decided |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 92 | 23.5% of 68 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 15 | no rate: base under 50 |
| Not Hispanic or Latino | 644 | 19.7% of 522 decided |
| Joint | 25 | no rate: base under 50 |
| Ethnicity Not Available | 99 | 22.4% of 67 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 225 | 24.9% of 165 decided |
| Female | 74 | 27.4% of 62 decided |
| Joint | 428 | 16.4% of 348 decided |
| Sex Not Available | 56 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 474 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved