Mortgage lending in Kootenai County, Idaho
Lenders in Kootenai County, Idaho reported 9,284 mortgage applications for 2025, according to the CFPB.
9,284 mortgage applications and 5,882 loans originated in 2025; the denial rate was 17.3% of 7,597 applications decided. The median loan was about $345,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Coeur d'Alene, ID MSA.
- 9,284
- Applications
- 5,882
- Loans originated
- 17.3%
- Denial rate
- 1,317 denied of 7,597 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 9,284 | 5,882 |
| 2024 | 7,803 | 4,877 |
| 2023 | 6,903 | 4,215 |
| 2022 | 11,157 | 7,264 |
| 2021 | 21,203 | 14,653 |
| 2020 | 21,647 | 14,759 |
| 2019 | 14,700 | 9,567 |
| 2018 | 11,452 | 7,434 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Idaho Central Credit Union | 853 | 1,287 |
| Glacier Bank | 321 | 467 |
| Rocket Mortgage | 307 | 389 |
| United Wholesale Mortgage | 305 | 371 |
| Spokane Teachers Credit Union | 270 | 461 |
| loanDepot.com LLC | 235 | 304 |
| Willamette Valley Bank | 195 | 281 |
| Numerica Credit Union | 192 | 334 |
| CMG Mortgage Inc | 177 | 228 |
| Guaranteed Rate, Inc. | 150 | 210 |
| US Bank, N.A. | 123 | 204 |
| Guild Mortgage Company | 120 | 149 |
| Potlatch No 1 Financial Credit U | 112 | 179 |
| Planet Home Lending, LLC | 112 | 125 |
| Premier Mortgage Resources, LLC | 101 | 144 |
| Boeing Employees' Credit Union | 87 | 140 |
| Pennymac Loan Services LLC | 83 | 145 |
| Washington Trust Bank | 77 | 130 |
| Lennar Mortgage, LLC | 74 | 96 |
| Evergreen Moneysource Mortgage Company | 72 | 100 |
| Columbia Bank | 64 | 117 |
| Paramount Residential Mortgage | 59 | 65 |
| Gesa Credit Union | 59 | 83 |
| JPMorgan Chase Bank, NA | 59 | 84 |
| Bank of America NA | 58 | 114 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 79 | 20.7% of 58 decided |
| Asian | 72 | 31.7% of 60 decided |
| Black or African American | 17 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | 11 | no rate: base under 50 |
| White | 7,264 | 16.7% of 6,024 decided |
| 2 or more minority races | withheld | |
| Joint | 257 | 17.6% of 210 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,573 | 19.1% of 1,218 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 7,208 | 16.9% of 5,961 decided |
| Joint | 243 | 12.4% of 209 decided |
| Ethnicity Not Available | 1,625 | 18.6% of 1,257 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,466 | 20.6% of 2,002 decided |
| Female | 1,463 | 22.2% of 1,201 decided |
| Joint | 4,500 | 13.0% of 3,763 decided |
| Sex Not Available | 855 | 23.6% of 631 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 161 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved