Mortgage lending in Gooding County, Idaho
Lenders in Gooding County, Idaho reported 568 mortgage applications for 2025, according to the CFPB.
568 mortgage applications and 312 loans originated in 2025; the denial rate was 23.5% of 446 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Gooding County, ID.
- 568
- Applications
- 312
- Loans originated
- 23.5%
- Denial rate
- 105 denied of 446 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 568 | 312 |
| 2024 | 462 | 260 |
| 2023 | 489 | 288 |
| 2022 | 756 | 445 |
| 2021 | 1,027 | 647 |
| 2020 | 830 | 512 |
| 2019 | 610 | 340 |
| 2018 | 495 | 320 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Idaho Central Credit Union | 40 | 73 |
| Premier Mortgage Resources, LLC | 37 | 49 |
| First Federal Savings Bank | 30 | 48 |
| Guild Mortgage Company | 26 | 35 |
| Pioneer Federal Credit Union | 23 | 32 |
| Rocket Mortgage | 21 | 29 |
| United Wholesale Mortgage | 15 | 29 |
| Planet Home Lending, LLC | 10 | 13 |
| Movement Mortgage, LLC | 8 | 16 |
| Mountain America Federal Credit Union | 7 | 15 |
| Cornerstone Capital Bank, SSB | 7 | 7 |
| Westmark Credit Union | 5 | 6 |
| NFM, Inc | 5 | 7 |
| US Bank, N.A. | 5 | 13 |
| loanDepot.com LLC | 4 | 7 |
| Farmers Bank | 3 | 4 |
| Mortgage Research Center | 3 | 9 |
| Nationstar Mortgage | 3 | 3 |
| Amerisave Mortgage Company | 3 | 12 |
| Zions Bancorporation, N.A. | 3 | 6 |
| Columbia Bank | 3 | 11 |
| D. L. Evans Bank | 2 | 4 |
| Connections Credit Union | 2 | 2 |
| My Move Mortgage, LLC | 2 | 2 |
| Sofi Bank, National Association | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 459 | 22.0% of 372 decided |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 82 | 28.1% of 57 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 70 | 39.3% of 56 decided |
| Not Hispanic or Latino | 399 | 21.8% of 321 decided |
| Joint | 14 | no rate: base under 50 |
| Ethnicity Not Available | 85 | 22.4% of 58 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 166 | 30.7% of 127 decided |
| Female | 80 | 20.6% of 68 decided |
| Joint | 276 | 19.5% of 221 decided |
| Sex Not Available | 46 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 992 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved