Idaho Central Credit Union
Idaho Central Credit Union reported 17,003 mortgage applications for 2025, according to the CFPB.
17,003 mortgage applications and 10,608 loans originated in 2025; the denial rate was 17.8% of 15,955 applications decided. Its RSSD in the 2023 reporter panel is 322793. From 2025, the CFPB’s Snapshot release.
The same RSSD is Idaho Central credit union’s: its credit union page on the banks hub.
- 17,003
- Applications
- 10,608
- Loans originated
- 17.8%
- Denial rate
- 2,846 denied of 15,955 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | Idaho Central Credit Union | 17,003 |
| 2024 | Idaho Central Credit Union | 14,046 |
| 2023 | Idaho Central Credit Union | 12,696 |
| 2022 | Idaho Central Credit Union | 19,631 |
| 2021 | Idaho Central Credit Union | 28,099 |
| 2020 | Idaho Central Credit Union | 27,474 |
| 2019 | Idaho Central Credit Union | 19,538 |
| 2018 | Idaho Central Credit Union | 15,047 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 81 | 31.5% of 73 decided |
| Asian | 321 | 16.3% of 301 decided |
| Black or African American | 73 | 37.7% of 69 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 13,651 | 17.1% of 12,991 decided |
| 2 or more minority races | under 10 | |
| Joint | 391 | 17.4% of 380 decided |
| Race Not Available | 2,456 | 21.1% of 2,113 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,264 | 28.7% of 1,198 decided |
| Not Hispanic or Latino | 12,802 | 16.3% of 12,193 decided |
| Joint | 588 | 19.3% of 565 decided |
| Ethnicity Not Available | 2,349 | 20.2% of 1,999 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 4,364 | 20.1% of 4,089 decided |
| Female | 2,586 | 22.9% of 2,410 decided |
| Joint | 8,389 | 13.9% of 8,084 decided |
| Sex Not Available | 1,664 | 25.7% of 1,372 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved