Mortgage lending in Madison County, Idaho
Lenders in Madison County, Idaho reported 1,169 mortgage applications for 2025, according to the CFPB.
1,169 mortgage applications and 708 loans originated in 2025; the denial rate was 19.3% of 978 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Madison County, ID.
- 1,169
- Applications
- 708
- Loans originated
- 19.3%
- Denial rate
- 189 denied of 978 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,169 | 708 |
| 2024 | 959 | 604 |
| 2023 | 935 | 578 |
| 2022 | 1,360 | 838 |
| 2021 | 2,041 | 1,389 |
| 2020 | 1,945 | 1,366 |
| 2019 | 1,194 | 822 |
| 2018 | 901 | 592 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Idaho Central Credit Union | 123 | 216 |
| Beehive Federal Credit Union | 122 | 192 |
| Canopy Mortgage, LLC | 46 | 58 |
| United Wholesale Mortgage | 44 | 54 |
| Mountain America Federal Credit Union | 40 | 101 |
| Rocket Mortgage | 27 | 35 |
| Goldenwest Federal Credit Union | 20 | 31 |
| Synergy One Lending, Inc. | 18 | 30 |
| Zions Bancorporation, N.A. | 15 | 19 |
| D. L. Evans Bank | 13 | 14 |
| Eagle Bank and Trust Company | 12 | 13 |
| Guild Mortgage Company | 10 | 12 |
| Premier Mortgage Resources, LLC | 10 | 14 |
| Westmark Credit Union | 9 | 10 |
| Glacier Bank | 9 | 16 |
| Churchill Mortgage Corporation | 8 | 11 |
| Kind Lending, LLC | 8 | 14 |
| The Loan Store, Inc | 7 | 8 |
| US Bank, N.A. | 7 | 15 |
| America First Federal Credit Union | 6 | 12 |
| Summit Funding.inc | 6 | 8 |
| Envoy Mortgage, LTD | 6 | 9 |
| JPMorgan Chase Bank, NA | 6 | 7 |
| Pennymac Loan Services LLC | 6 | 12 |
| Newrez LLC | 5 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,007 | 18.4% of 844 decided |
| Joint | 26 | no rate: base under 50 |
| Race Not Available | 124 | 26.0% of 100 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 49 | no rate: base under 50 |
| Not Hispanic or Latino | 955 | 18.0% of 805 decided |
| Joint | 29 | no rate: base under 50 |
| Ethnicity Not Available | 136 | 24.6% of 110 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 320 | 23.1% of 247 decided |
| Female | 91 | 24.7% of 81 decided |
| Joint | 684 | 15.9% of 592 decided |
| Sex Not Available | 74 | 31.0% of 58 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 415 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved