Mortgage lending in Bear Lake County, Idaho
Lenders in Bear Lake County, Idaho reported 305 mortgage applications for 2025, according to the CFPB.
305 mortgage applications and 160 loans originated in 2025; the denial rate was 25.3% of 237 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Bear Lake County, ID.
- 305
- Applications
- 160
- Loans originated
- 25.3%
- Denial rate
- 60 denied of 237 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 305 | 160 |
| 2024 | 282 | 175 |
| 2023 | 322 | 173 |
| 2022 | 429 | 284 |
| 2021 | 657 | 426 |
| 2020 | 595 | 388 |
| 2019 | 458 | 295 |
| 2018 | 365 | 238 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 16 | 21 |
| Zions Bancorporation, N.A. | 14 | 21 |
| America First Federal Credit Union | 13 | 24 |
| Advantage Plus FCU | 11 | 24 |
| Idaho Central Credit Union | 9 | 14 |
| Guild Mortgage Company | 9 | 9 |
| United Wholesale Mortgage | 6 | 15 |
| US Bank, N.A. | 5 | 9 |
| The Loan Store, Inc | 4 | 4 |
| loanDepot.com LLC | 4 | 6 |
| Glacier Bank | 4 | 8 |
| Mountain America Federal Credit Union | 3 | 14 |
| Cache Valley Bank | 3 | 3 |
| Fairway Independent Mort Corp | 3 | 4 |
| VanDyk Mortgage Corporation | 3 | 4 |
| Citadel Servicing Corporation | 2 | 2 |
| Goldenwest Federal Credit Union | 2 | 3 |
| CMG Mortgage Inc | 2 | 2 |
| T2 Financial LLC | 2 | 2 |
| American Pacific Mortgage Corporation | 2 | 2 |
| Bank of Utah | 2 | 3 |
| Mutual of Omaha Mortgage | 2 | 3 |
| Hometown Equity Mortgage, LLC | 2 | 2 |
| Intercap Lending Inc | 2 | 4 |
| Better Mortgage Corporation | 2 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| White | 261 | 25.5% of 212 decided |
| Joint | under 10 | |
| Race Not Available | 38 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 260 | 25.7% of 210 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 41 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 92 | 30.1% of 73 decided |
| Female | 35 | no rate: base under 50 |
| Joint | 148 | 20.8% of 120 decided |
| Sex Not Available | 30 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 750 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved