Mortgage lending in Boundary County, Idaho
Lenders in Boundary County, Idaho reported 557 mortgage applications for 2025, according to the CFPB.
557 mortgage applications and 332 loans originated in 2025; the denial rate was 19.4% of 439 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Boundary County, ID.
- 557
- Applications
- 332
- Loans originated
- 19.4%
- Denial rate
- 85 denied of 439 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 557 | 332 |
| 2024 | 454 | 276 |
| 2023 | 449 | 244 |
| 2022 | 645 | 388 |
| 2021 | 1,068 | 662 |
| 2020 | 991 | 599 |
| 2019 | 693 | 431 |
| 2018 | 580 | 335 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Glacier Bank | 38 | 55 |
| Rocket Mortgage | 38 | 48 |
| Potlatch No 1 Financial Credit U | 36 | 50 |
| CMG Mortgage Inc | 29 | 47 |
| Evergreen Moneysource Mortgage Company | 16 | 22 |
| United Wholesale Mortgage | 15 | 18 |
| Highlands Residential Mortgage, Ltd. | 9 | 10 |
| US Bank, N.A. | 9 | 18 |
| Columbia Bank | 9 | 14 |
| loanDepot.com LLC | 8 | 10 |
| Idaho Central Credit Union | 4 | 7 |
| Freedom Mortgage Corporation | 4 | 7 |
| Mutual of Omaha Mortgage | 4 | 5 |
| Wells Fargo Bank NA | 4 | 6 |
| Lendage, LLC Dba Achieve Loans | 3 | 4 |
| Freedom Northwest Credit Union | 3 | 3 |
| HomeBridge Financial Services, Inc | 3 | 4 |
| Horizon Credit Union | 3 | 6 |
| Mortgage Research Center | 3 | 10 |
| Willamette Valley Bank | 3 | 5 |
| Boeing Employees' Credit Union | 3 | 5 |
| Nationstar Mortgage | 3 | 7 |
| Fairway Independent Mort Corp | 3 | 4 |
| Numerica Credit Union | 3 | 4 |
| Washington Trust Bank | 3 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 427 | 18.0% of 344 decided |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 109 | 25.6% of 78 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 13 | no rate: base under 50 |
| Not Hispanic or Latino | 425 | 18.1% of 343 decided |
| Joint | 10 | no rate: base under 50 |
| Ethnicity Not Available | 109 | 25.0% of 76 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 185 | 27.5% of 142 decided |
| Female | 76 | 15.4% of 52 decided |
| Joint | 244 | 14.5% of 207 decided |
| Sex Not Available | 52 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 412 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved