Mortgage lending in Bonneville County, Idaho
Lenders in Bonneville County, Idaho reported 5,850 mortgage applications for 2025, according to the CFPB.
5,850 mortgage applications and 3,707 loans originated in 2025; the denial rate was 16.9% of 4,795 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Idaho Falls, ID HUD Metro FMR Area.
- 5,850
- Applications
- 3,707
- Loans originated
- 16.9%
- Denial rate
- 810 denied of 4,795 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,850 | 3,707 |
| 2024 | 4,995 | 3,141 |
| 2023 | 4,883 | 3,103 |
| 2022 | 7,176 | 4,753 |
| 2021 | 11,673 | 8,160 |
| 2020 | 11,684 | 8,229 |
| 2019 | 7,640 | 5,272 |
| 2018 | 5,974 | 4,116 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Idaho Central Credit Union | 651 | 1,021 |
| Westmark Credit Union | 295 | 403 |
| Eagle Bank and Trust Company | 275 | 309 |
| Rocket Mortgage | 211 | 272 |
| Mountain America Federal Credit Union | 179 | 362 |
| United Wholesale Mortgage | 168 | 236 |
| Canopy Mortgage, LLC | 155 | 210 |
| Beehive Federal Credit Union | 84 | 138 |
| Highlands Residential Mortgage, Ltd. | 75 | 101 |
| Frontier Credit Union | 73 | 89 |
| Belem Servicing, LLC dba Patriot Home Mortgage | 72 | 84 |
| Veritas Funding, LLC | 65 | 85 |
| Synergy One Lending, Inc. | 61 | 102 |
| Glacier Bank | 60 | 86 |
| Pennymac Loan Services LLC | 52 | 97 |
| First Colony Mortgage Corporat | 49 | 60 |
| Premier Mortgage Resources, LLC | 46 | 78 |
| Summit Funding.inc | 45 | 75 |
| Kind Lending, LLC | 42 | 54 |
| US Bank, N.A. | 39 | 73 |
| Zions Bancorporation, N.A. | 38 | 60 |
| Freedom Mortgage Corporation | 36 | 83 |
| Goldenwest Federal Credit Union | 33 | 58 |
| Envoy Mortgage, LTD | 33 | 52 |
| Mortgage Research Center | 32 | 72 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 26 | no rate: base under 50 |
| Asian | 68 | 13.5% of 52 decided |
| Black or African American | 17 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 4,879 | 16.1% of 4,063 decided |
| 2 or more minority races | under 10 | |
| Joint | 107 | 16.5% of 85 decided |
| Race Not Available | 737 | 21.5% of 549 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 529 | 25.6% of 418 decided |
| Not Hispanic or Latino | 4,399 | 15.8% of 3,666 decided |
| Joint | withheld | |
| Ethnicity Not Available | 724 | 18.7% of 550 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,789 | 20.4% of 1,450 decided |
| Female | 879 | 19.9% of 730 decided |
| Joint | 2,770 | 13.0% of 2,318 decided |
| Sex Not Available | 412 | 22.9% of 297 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 532 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved