Mortgage lending in Teton County, Idaho
Lenders in Teton County, Idaho reported 870 mortgage applications for 2025, according to the CFPB.
870 mortgage applications and 487 loans originated in 2025; the denial rate was 22.1% of 709 applications decided. The median loan was about $415,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Teton County, ID.
- 870
- Applications
- 487
- Loans originated
- 22.1%
- Denial rate
- 157 denied of 709 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 870 | 487 |
| 2024 | 638 | 378 |
| 2023 | 652 | 370 |
| 2022 | 994 | 597 |
| 2021 | 1,566 | 1,002 |
| 2020 | 1,467 | 929 |
| 2019 | 876 | 533 |
| 2018 | 683 | 411 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Zions Bancorporation, N.A. | 71 | 108 |
| US Bank, N.A. | 43 | 83 |
| Idaho Central Credit Union | 41 | 74 |
| Rocket Mortgage | 26 | 38 |
| Guaranteed Rate, Inc. | 17 | 27 |
| Originpoint, LLC | 14 | 22 |
| NBH Bank | 12 | 17 |
| Mountain America Federal Credit Union | 10 | 21 |
| First Interstate Bank | 8 | 15 |
| Bank of America NA | 8 | 14 |
| Westmark Credit Union | 7 | 10 |
| Beehive Federal Credit Union | 7 | 14 |
| The Bank of Commerce | 7 | 10 |
| Keybank National Association | 7 | 12 |
| Pennymac Loan Services LLC | 7 | 13 |
| Change Lending | 6 | 14 |
| Meridian Trust Federal Credit Union | 6 | 10 |
| Guild Mortgage Company | 6 | 11 |
| United Wholesale Mortgage | 6 | 13 |
| Frontier Credit Union | 6 | 11 |
| JPMorgan Chase Bank, NA | 6 | 10 |
| Citadel Servicing Corporation | 5 | 9 |
| Navy Federal Credit Union | 5 | 9 |
| Wells Fargo Bank NA | 5 | 11 |
| First Western Trust Bank | 4 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| White | 684 | 20.7% of 565 decided |
| Joint | 15 | no rate: base under 50 |
| Race Not Available | 166 | 27.9% of 129 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 645 | 19.7% of 533 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 173 | 28.1% of 135 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 274 | 25.8% of 225 decided |
| Female | 112 | 23.1% of 91 decided |
| Joint | 400 | 17.6% of 329 decided |
| Sex Not Available | 84 | 31.3% of 64 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 69 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved