Mortgage lending in Washington County, Idaho
Lenders in Washington County, Idaho reported 466 mortgage applications for 2025, according to the CFPB.
466 mortgage applications and 284 loans originated in 2025; the denial rate was 21.3% of 390 applications decided. The median loan was about $190,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Washington County, ID.
- 466
- Applications
- 284
- Loans originated
- 21.3%
- Denial rate
- 83 denied of 390 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 466 | 284 |
| 2024 | 417 | 236 |
| 2023 | 424 | 227 |
| 2022 | 559 | 334 |
| 2021 | 886 | 549 |
| 2020 | 727 | 426 |
| 2019 | 492 | 289 |
| 2018 | 459 | 277 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Idaho Central Credit Union | 40 | 63 |
| Guild Mortgage Company | 32 | 39 |
| Rocket Mortgage | 21 | 27 |
| First Colony Mortgage Corporat | 16 | 18 |
| Columbia Bank | 12 | 21 |
| Rogue Credit Union | 9 | 15 |
| Zions Bancorporation, N.A. | 9 | 17 |
| Horizon Credit Union | 7 | 21 |
| Premier Mortgage Resources, LLC | 7 | 9 |
| Mortgage Research Center | 7 | 11 |
| D. L. Evans Bank | 6 | 7 |
| US Bank, N.A. | 6 | 15 |
| loanDepot.com LLC | 5 | 9 |
| Freedom Mortgage Corporation | 5 | 9 |
| Pennymac Loan Services LLC | 5 | 8 |
| Freedom Northwest Credit Union | 4 | 4 |
| Movement Mortgage, LLC | 4 | 5 |
| United Wholesale Mortgage | 4 | 7 |
| Fairway Independent Mort Corp | 4 | 9 |
| Synergy One Lending, Inc. | 3 | 3 |
| Primelending | 3 | 3 |
| Churchill Mortgage Corporation | 3 | 4 |
| New American Funding, LLC. | 3 | 4 |
| Newrez LLC | 3 | 4 |
| Waterstone Mortgage Corporation | 3 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 389 | 20.5% of 332 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 63 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 44 | no rate: base under 50 |
| Not Hispanic or Latino | 350 | 20.5% of 297 decided |
| Joint | 11 | no rate: base under 50 |
| Ethnicity Not Available | 61 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 152 | 25.0% of 124 decided |
| Female | 72 | 16.1% of 62 decided |
| Joint | 216 | 19.5% of 185 decided |
| Sex Not Available | 26 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1222 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved