Mortgage lending in Shoshone County, Idaho
Lenders in Shoshone County, Idaho reported 720 mortgage applications for 2025, according to the CFPB.
720 mortgage applications and 385 loans originated in 2025; the denial rate was 26.6% of 568 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Shoshone County, ID.
- 720
- Applications
- 385
- Loans originated
- 26.6%
- Denial rate
- 151 denied of 568 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 720 | 385 |
| 2024 | 615 | 355 |
| 2023 | 579 | 336 |
| 2022 | 837 | 465 |
| 2021 | 1,206 | 709 |
| 2020 | 1,064 | 577 |
| 2019 | 722 | 381 |
| 2018 | 614 | 346 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Idaho Central Credit Union | 35 | 68 |
| Rocket Mortgage | 33 | 49 |
| Guild Mortgage Company | 25 | 26 |
| Willamette Valley Bank | 21 | 32 |
| Potlatch No 1 Financial Credit U | 19 | 42 |
| United Wholesale Mortgage | 18 | 27 |
| loanDepot.com LLC | 17 | 29 |
| Glacier Bank | 16 | 29 |
| CMG Mortgage Inc | 10 | 13 |
| US Bank, N.A. | 10 | 28 |
| American Pacific Mortgage Corporation | 9 | 14 |
| Columbia Bank | 9 | 20 |
| Premier Mortgage Resources, LLC | 8 | 11 |
| Freedom Northwest Credit Union | 7 | 7 |
| Guaranteed Rate, Inc. | 7 | 10 |
| Crosscountry Mortgage, LLC | 7 | 10 |
| Boeing Employees' Credit Union | 6 | 6 |
| Evergreen Moneysource Mortgage Company | 5 | 13 |
| Highlands Residential Mortgage, Ltd. | 5 | 9 |
| Paramount Residential Mortgage | 4 | 6 |
| Freedom Mortgage Corporation | 4 | 7 |
| Numerica Credit Union | 4 | 13 |
| 21ST Mortgage | 4 | 7 |
| Figure Lending LLC | 3 | 5 |
| Navy Federal Credit Union | 3 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 579 | 25.0% of 460 decided |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 110 | 38.1% of 84 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 18 | no rate: base under 50 |
| Not Hispanic or Latino | 572 | 24.5% of 453 decided |
| Joint | 16 | no rate: base under 50 |
| Ethnicity Not Available | 114 | 36.4% of 88 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 245 | 24.5% of 192 decided |
| Female | 119 | 20.9% of 91 decided |
| Joint | 306 | 26.8% of 246 decided |
| Sex Not Available | 50 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 877 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved