Mortgage lending in Twin Falls County, Idaho
Lenders in Twin Falls County, Idaho reported 4,283 mortgage applications for 2025, according to the CFPB.
4,283 mortgage applications and 2,642 loans originated in 2025; the denial rate was 18.8% of 3,490 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Twin Falls County, ID HUD Metro FMR Area.
- 4,283
- Applications
- 2,642
- Loans originated
- 18.8%
- Denial rate
- 656 denied of 3,490 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,283 | 2,642 |
| 2024 | 3,807 | 2,366 |
| 2023 | 3,665 | 2,146 |
| 2022 | 5,408 | 3,434 |
| 2021 | 8,410 | 5,625 |
| 2020 | 7,660 | 5,008 |
| 2019 | 5,333 | 3,526 |
| 2018 | 4,339 | 2,772 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Idaho Central Credit Union | 504 | 799 |
| First Federal Savings Bank | 375 | 580 |
| Premier Mortgage Resources, LLC | 195 | 301 |
| United Wholesale Mortgage | 156 | 212 |
| Planet Home Lending, LLC | 122 | 145 |
| Rocket Mortgage | 109 | 154 |
| Cornerstone Capital Bank, SSB | 106 | 137 |
| Guild Mortgage Company | 99 | 132 |
| NFM, Inc | 95 | 132 |
| Movement Mortgage, LLC | 83 | 112 |
| Pioneer Federal Credit Union | 60 | 79 |
| US Bank, N.A. | 54 | 94 |
| Westmark Credit Union | 45 | 74 |
| D. L. Evans Bank | 42 | 71 |
| Mountain America Federal Credit Union | 29 | 102 |
| Mortgage Research Center | 26 | 45 |
| Freedom Mortgage Corporation | 26 | 63 |
| loanDepot.com LLC | 25 | 44 |
| Pennymac Loan Services LLC | 20 | 38 |
| Farmers Bank | 19 | 24 |
| Glacier Bank | 17 | 30 |
| Spring Eq, LLC | 15 | 35 |
| Zions Bancorporation, N.A. | 15 | 27 |
| Nationstar Mortgage | 14 | 18 |
| Figure Lending LLC | 13 | 22 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 24 | no rate: base under 50 |
| Asian | 46 | no rate: base under 50 |
| Black or African American | 25 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,548 | 18.5% of 2,931 decided |
| 2 or more minority races | under 10 | |
| Joint | 69 | 9.7% of 62 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 566 | 20.0% of 420 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 576 | 24.8% of 468 decided |
| Not Hispanic or Latino | 3,049 | 18.0% of 2,523 decided |
| Joint | 146 | 12.0% of 125 decided |
| Ethnicity Not Available | 512 | 19.0% of 374 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,258 | 23.8% of 1,024 decided |
| Female | 764 | 22.2% of 617 decided |
| Joint | 1,972 | 13.5% of 1,640 decided |
| Sex Not Available | 289 | 25.4% of 209 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 678 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved