Mortgage lending in Custer County, Idaho

Lenders in Custer County, Idaho reported 173 mortgage applications for 2025, according to the CFPB.

173 mortgage applications and 90 loans originated in 2025; the denial rate was 28.6% of 133 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Custer County, ID.

173
Applications: 90
Loans originated: 28.6%
Denial rate: 38 denied of 133 applications decided.

Every year

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Mortgage applications and loans originated in Custer County, Idaho, by year
Year	Applications	Originated	Denied
2025	173	90	38
2024	133	64	31
2023	120	70	24
2022	190	114	33
2021	315	187	43
2020	276	176	41
2019	178	104	34
2018	170	104	26

The largest lenders here

Lenders in Custer County, Idaho by loans originated, 2025
Lender	Originated	Applications
Cornerstone First Mortgage, LLC	9	11
Rocket Mortgage	8	14
Idaho Central Credit Union	7	16
United Wholesale Mortgage	5	8
Waterstone Mortgage Corporation	4	4
US Bank, N.A.	4	13
Mortgage Research Center	3	6
Nationstar Mortgage	3	4
Figure Lending LLC	2	2
D. L. Evans Bank	2	2
Ark-LA-Tex Financial Services LLC	2	2
MortgageOne, Inc	2	2
Westmark Credit Union	2	3
Mountain America Federal Credit Union	2	4
Glacier Bank	2	3
Spring Eq, LLC	2	2
Frontier Credit Union	2	7
Rails West FCU	1	1
Synergy One Lending, Inc.	1	2
Citadel Servicing Corporation	1	1
BMO Harris Bank NA	1	1
RBC Bank (Georgia), N.A.	1	2
Gateway First Bank	1	1
America First Federal Credit Union	1	2
Guild Mortgage Company	1	6

Applications by race, ethnicity and sex, 2025

By race, Custer County, Idaho: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Black or African American	under 10
White	141	26.4% of 110 decided
Joint	under 10
Race Not Available	21	no rate: base under 50

By ethnicity, Custer County, Idaho: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	139	27.3% of 110 decided
Joint	under 10
Ethnicity Not Available	25	no rate: base under 50

By sex, Custer County, Idaho: applications and denial rate
Category	Applications	Denial rate
Male	61	no rate: base under 50
Female	36	no rate: base under 50
Joint	61	no rate: base under 50
Sex Not Available	15	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 751 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026