Mortgage lending in Payette County, Idaho
Lenders in Payette County, Idaho reported 1,428 mortgage applications for 2025, according to the CFPB.
1,428 mortgage applications and 900 loans originated in 2025; the denial rate was 18.0% of 1,180 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Payette County, ID.
- 1,428
- Applications
- 900
- Loans originated
- 18.0%
- Denial rate
- 212 denied of 1,180 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,428 | 900 |
| 2024 | 1,266 | 762 |
| 2023 | 1,109 | 655 |
| 2022 | 1,614 | 982 |
| 2021 | 2,371 | 1,657 |
| 2020 | 2,117 | 1,425 |
| 2019 | 1,535 | 992 |
| 2018 | 1,256 | 781 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Idaho Central Credit Union | 122 | 201 |
| Guild Mortgage Company | 83 | 103 |
| Rocket Mortgage | 61 | 80 |
| Rogue Credit Union | 54 | 77 |
| First Colony Mortgage Corporat | 43 | 53 |
| United Wholesale Mortgage | 31 | 52 |
| US Bank, N.A. | 28 | 43 |
| loanDepot.com LLC | 27 | 39 |
| Fairway Independent Mort Corp | 25 | 38 |
| D. L. Evans Bank | 24 | 29 |
| Movement Mortgage, LLC | 20 | 22 |
| Premier Mortgage Resources, LLC | 19 | 24 |
| Evergreen Moneysource Mortgage Company | 16 | 21 |
| Zions Bancorporation, N.A. | 16 | 30 |
| American Pacific Mortgage Corporation | 15 | 20 |
| Churchill Mortgage Corporation | 12 | 15 |
| Mortgage Research Center | 12 | 20 |
| Waterstone Mortgage Corporation | 12 | 16 |
| Synergy One Lending, Inc. | 10 | 10 |
| Westmark Credit Union | 9 | 12 |
| New American Funding, LLC. | 9 | 19 |
| Newrez LLC | 9 | 19 |
| Capital Educators Fed Cu | 9 | 10 |
| First Interstate Bank | 9 | 11 |
| Loan Funder LLC | 8 | 17 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,129 | 18.1% of 962 decided |
| 2 or more minority races | under 10 | |
| Joint | 33 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 245 | 18.3% of 175 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 121 | 26.5% of 102 decided |
| Not Hispanic or Latino | 1,021 | 17.6% of 870 decided |
| Joint | 43 | no rate: base under 50 |
| Ethnicity Not Available | 243 | 15.1% of 172 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 387 | 21.7% of 322 decided |
| Female | 239 | 18.6% of 199 decided |
| Joint | 662 | 15.5% of 567 decided |
| Sex Not Available | 140 | 18.5% of 92 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 753 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved