Mortgage lending in Jerome County, Idaho
Lenders in Jerome County, Idaho reported 998 mortgage applications for 2025, according to the CFPB.
998 mortgage applications and 611 loans originated in 2025; the denial rate was 21.0% of 839 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jerome County, ID HUD Metro FMR Area.
- 998
- Applications
- 611
- Loans originated
- 21.0%
- Denial rate
- 176 denied of 839 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 998 | 611 |
| 2024 | 873 | 495 |
| 2023 | 838 | 487 |
| 2022 | 1,161 | 683 |
| 2021 | 1,847 | 1,177 |
| 2020 | 1,570 | 1,006 |
| 2019 | 1,104 | 687 |
| 2018 | 994 | 627 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Idaho Central Credit Union | 93 | 176 |
| Premier Mortgage Resources, LLC | 81 | 110 |
| First Federal Savings Bank | 64 | 110 |
| Planet Home Lending, LLC | 40 | 48 |
| Cornerstone Capital Bank, SSB | 31 | 40 |
| Guild Mortgage Company | 29 | 38 |
| United Wholesale Mortgage | 29 | 46 |
| Rocket Mortgage | 26 | 35 |
| Movement Mortgage, LLC | 23 | 34 |
| D. L. Evans Bank | 18 | 22 |
| Pioneer Federal Credit Union | 16 | 24 |
| Farmers Bank | 15 | 19 |
| NFM, Inc | 15 | 19 |
| Mountain America Federal Credit Union | 10 | 36 |
| loanDepot.com LLC | 8 | 10 |
| US Bank, N.A. | 8 | 21 |
| Pennymac Loan Services LLC | 7 | 8 |
| New American Funding, LLC. | 5 | 7 |
| Coastal Community Bank | 4 | 7 |
| Westmark Credit Union | 4 | 10 |
| CMG Mortgage Inc | 4 | 4 |
| American Pacific Mortgage Corporation | 4 | 5 |
| Freedom Mortgage Corporation | 4 | 15 |
| Mortgage Research Center | 3 | 9 |
| Newrez LLC | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 806 | 20.3% of 694 decided |
| 2 or more minority races | under 10 | |
| Joint | 13 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 168 | 22.4% of 125 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 322 | 23.7% of 262 decided |
| Not Hispanic or Latino | 518 | 18.9% of 449 decided |
| Joint | 33 | no rate: base under 50 |
| Ethnicity Not Available | 125 | 25.0% of 96 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 298 | 26.6% of 248 decided |
| Female | 157 | 25.0% of 136 decided |
| Joint | 480 | 16.0% of 406 decided |
| Sex Not Available | 63 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 876 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved