Mortgage lending in Idaho County, Idaho

Lenders in Idaho County, Idaho reported 552 mortgage applications for 2025, according to the CFPB.

552 mortgage applications and 345 loans originated in 2025; the denial rate was 16.7% of 442 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Idaho County, ID.

552
Applications: 345
Loans originated: 16.7%
Denial rate: 74 denied of 442 applications decided.

Every year

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Mortgage applications and loans originated in Idaho County, Idaho, by year
Year	Applications	Originated	Denied
2025	552	345	74
2024	409	269	54
2023	418	265	73
2022	572	319	87
2021	955	565	130
2020	818	480	125
2019	511	291	91
2018	475	252	104

The largest lenders here

Lenders in Idaho County, Idaho by loans originated, 2025
Lender	Originated	Applications
Freedom Northwest Credit Union	95	95
Rocket Mortgage	34	56
Columbia Bank	22	46
United Wholesale Mortgage	21	26
Potlatch No 1 Financial Credit U	20	36
Idaho Central Credit Union	13	23
Canopy Mortgage, LLC	10	17
Fairway Independent Mort Corp	9	14
US Bank, N.A.	9	15
Pennymac Loan Services LLC	6	11
loanDepot.com LLC	5	12
Kind Lending, LLC	5	8
Planet Home Lending, LLC	4	4
Land Home Financial Services,	4	8
Mortgage Research Center	4	14
Freedom Mortgage Corporation	4	10
Sun West Mortgage Company, Inc	4	5
Guaranteed Rate, Inc.	4	6
Guild Mortgage Company	3	5
Movement Mortgage, LLC	3	4
Longbridge Financial, LLC	3	5
Amerisave Mortgage Company	3	11
Navy Federal Credit Union	2	3
Evergreen Moneysource Mortgage Company	2	2
Summit Funding.inc	2	2

Applications by race, ethnicity and sex, 2025

By race, Idaho County, Idaho: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Asian	under 10
White	466	15.1% of 378 decided
Joint	under 10
Race Not Available	75	27.3% of 55 decided

By ethnicity, Idaho County, Idaho: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	withheld
Not Hispanic or Latino	442	15.5% of 355 decided
Joint	under 10
Ethnicity Not Available	89	24.3% of 70 decided

By sex, Idaho County, Idaho: applications and denial rate
Category	Applications	Denial rate
Male	166	22.6% of 137 decided
Female	60	no rate: base under 50
Joint	279	10.1% of 227 decided
Sex Not Available	47	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 875 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026