Mortgage lending in Bonner County, Idaho
Lenders in Bonner County, Idaho reported 2,851 mortgage applications for 2025, according to the CFPB.
2,851 mortgage applications and 1,602 loans originated in 2025; the denial rate was 22.7% of 2,178 applications decided. The median loan was about $325,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Bonner County, ID.
- 2,851
- Applications
- 1,602
- Loans originated
- 22.7%
- Denial rate
- 494 denied of 2,178 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,851 | 1,602 |
| 2024 | 2,206 | 1,277 |
| 2023 | 2,073 | 1,166 |
| 2022 | 3,257 | 1,989 |
| 2021 | 5,502 | 3,441 |
| 2020 | 5,428 | 3,343 |
| 2019 | 3,582 | 2,216 |
| 2018 | 2,769 | 1,665 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Glacier Bank | 117 | 200 |
| Idaho Central Credit Union | 105 | 172 |
| Rocket Mortgage | 88 | 123 |
| Spokane Teachers Credit Union | 84 | 208 |
| Evergreen Moneysource Mortgage Company | 83 | 99 |
| CMG Mortgage Inc | 66 | 101 |
| United Wholesale Mortgage | 66 | 93 |
| Washington Trust Bank | 62 | 86 |
| Potlatch No 1 Financial Credit U | 53 | 99 |
| US Bank, N.A. | 45 | 85 |
| Columbia Bank | 45 | 74 |
| Freedom Northwest Credit Union | 42 | 42 |
| loanDepot.com LLC | 38 | 55 |
| Willamette Valley Bank | 38 | 57 |
| Guaranteed Rate, Inc. | 37 | 70 |
| Numerica Credit Union | 26 | 39 |
| Highlands Residential Mortgage, Ltd. | 23 | 35 |
| Horizon Credit Union | 21 | 49 |
| Premier Mortgage Resources, LLC | 21 | 30 |
| Pennymac Loan Services LLC | 19 | 37 |
| Mortgage Research Center | 15 | 46 |
| Boeing Employees' Credit Union | 15 | 23 |
| Kind Lending, LLC | 14 | 20 |
| Guild Mortgage Company | 13 | 19 |
| Freedom Mortgage Corporation | 13 | 32 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 18 | no rate: base under 50 |
| Asian | 10 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,222 | 22.1% of 1,730 decided |
| 2 or more minority races | under 10 | |
| Joint | 55 | no rate: base under 50 |
| Race Not Available | 540 | 25.5% of 381 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 63 | no rate: base under 50 |
| Not Hispanic or Latino | 2,162 | 22.0% of 1,686 decided |
| Joint | 71 | 21.6% of 51 decided |
| Ethnicity Not Available | 555 | 23.5% of 392 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 775 | 28.4% of 596 decided |
| Female | 400 | 29.0% of 296 decided |
| Joint | 1,373 | 17.0% of 1,073 decided |
| Sex Not Available | 303 | 26.8% of 213 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 209 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved