Mortgage lending in Boise County, Idaho
Lenders in Boise County, Idaho reported 669 mortgage applications for 2025, according to the CFPB.
669 mortgage applications and 406 loans originated in 2025; the denial rate was 20.6% of 553 applications decided. The median loan was about $345,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Boise City, ID HUD Metro FMR Area.
- 669
- Applications
- 406
- Loans originated
- 20.6%
- Denial rate
- 114 denied of 553 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 669 | 406 |
| 2024 | 558 | 311 |
| 2023 | 508 | 307 |
| 2022 | 689 | 407 |
| 2021 | 1,194 | 723 |
| 2020 | 1,124 | 744 |
| 2019 | 857 | 515 |
| 2018 | 661 | 409 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Idaho Central Credit Union | 89 | 138 |
| United Wholesale Mortgage | 23 | 30 |
| Rocket Mortgage | 22 | 32 |
| Mountain America Federal Credit Union | 18 | 40 |
| Movement Mortgage, LLC | 18 | 24 |
| Guild Mortgage Company | 12 | 16 |
| loanDepot.com LLC | 11 | 15 |
| Premier Mortgage Resources, LLC | 9 | 14 |
| Cornerstone Capital Bank, SSB | 8 | 9 |
| Guaranteed Rate, Inc. | 8 | 15 |
| US Bank, N.A. | 8 | 23 |
| Fairway Independent Mort Corp | 7 | 12 |
| Kind Lending, LLC | 7 | 7 |
| CMG Mortgage Inc | 6 | 9 |
| American Pacific Mortgage Corporation | 6 | 10 |
| Glacier Bank | 5 | 6 |
| Freedom Mortgage Corporation | 5 | 7 |
| Wells Fargo Bank NA | 5 | 8 |
| First Federal Savings Bank | 4 | 7 |
| Evergreen Moneysource Mortgage Company | 4 | 7 |
| Westmark Credit Union | 4 | 5 |
| Capital Educators Fed Cu | 4 | 5 |
| Crosscountry Mortgage, LLC | 4 | 5 |
| JPMorgan Chase Bank, NA | 4 | 6 |
| Zions Bancorporation, N.A. | 4 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 532 | 20.7% of 440 decided |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 116 | 18.4% of 98 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 13 | no rate: base under 50 |
| Not Hispanic or Latino | 520 | 22.4% of 428 decided |
| Joint | 10 | no rate: base under 50 |
| Ethnicity Not Available | 126 | 14.9% of 107 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 213 | 30.7% of 163 decided |
| Female | 89 | 24.3% of 70 decided |
| Joint | 307 | 13.5% of 266 decided |
| Sex Not Available | 60 | 20.4% of 54 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 160 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved