Mortgage lending in Bannock County, Idaho
Lenders in Bannock County, Idaho reported 3,768 mortgage applications for 2025, according to the CFPB.
3,768 mortgage applications and 2,401 loans originated in 2025; the denial rate was 17.9% of 3,164 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Pocatello, ID MSA.
- 3,768
- Applications
- 2,401
- Loans originated
- 17.9%
- Denial rate
- 565 denied of 3,164 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,768 | 2,401 |
| 2024 | 3,552 | 2,208 |
| 2023 | 3,131 | 1,939 |
| 2022 | 4,675 | 3,139 |
| 2021 | 7,433 | 5,188 |
| 2020 | 7,007 | 4,887 |
| 2019 | 4,851 | 3,287 |
| 2018 | 3,935 | 2,667 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Idaho Central Credit Union | 615 | 906 |
| United Wholesale Mortgage | 147 | 179 |
| First Colony Mortgage Corporat | 137 | 165 |
| Glacier Bank | 127 | 183 |
| Rocket Mortgage | 126 | 169 |
| Mountain America Federal Credit Union | 119 | 229 |
| Premier Mortgage Resources, LLC | 90 | 133 |
| Connections Credit Union | 81 | 82 |
| American Pacific Mortgage Corporation | 68 | 84 |
| VanDyk Mortgage Corporation | 58 | 78 |
| Westmark Credit Union | 53 | 77 |
| Summit Funding.inc | 53 | 80 |
| Fairway Independent Mort Corp | 39 | 54 |
| D. L. Evans Bank | 36 | 47 |
| Advantage Plus FCU | 32 | 39 |
| Zions Bancorporation, N.A. | 32 | 48 |
| Mortgage Research Center | 21 | 56 |
| Freedom Mortgage Corporation | 21 | 37 |
| Canopy Mortgage, LLC | 21 | 25 |
| Guild Mortgage Company | 20 | 27 |
| 21ST Mortgage | 20 | 86 |
| loanDepot.com LLC | 18 | 35 |
| US Bank, N.A. | 18 | 34 |
| Rails West FCU | 16 | 20 |
| Pennymac Loan Services LLC | 16 | 31 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 35 | no rate: base under 50 |
| Asian | 37 | no rate: base under 50 |
| Black or African American | 21 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,132 | 17.3% of 2,669 decided |
| 2 or more minority races | under 10 | |
| Joint | 77 | 21.0% of 62 decided |
| Race Not Available | 459 | 20.7% of 352 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 187 | 22.3% of 157 decided |
| Not Hispanic or Latino | 2,988 | 17.2% of 2,554 decided |
| Joint | withheld | |
| Ethnicity Not Available | 447 | 21.2% of 335 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,122 | 21.0% of 921 decided |
| Female | 638 | 22.6% of 527 decided |
| Joint | 1,745 | 14.0% of 1,517 decided |
| Sex Not Available | 263 | 20.6% of 199 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 872 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved