Mortgage lending in Nez Perce County, Idaho
Lenders in Nez Perce County, Idaho reported 1,554 mortgage applications for 2025, according to the CFPB.
1,554 mortgage applications and 1,029 loans originated in 2025; the denial rate was 16.4% of 1,312 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lewiston, ID-WA MSA.
- 1,554
- Applications
- 1,029
- Loans originated
- 16.4%
- Denial rate
- 215 denied of 1,312 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,554 | 1,029 |
| 2024 | 1,322 | 863 |
| 2023 | 1,226 | 768 |
| 2022 | 1,858 | 1,236 |
| 2021 | 2,870 | 1,955 |
| 2020 | 3,002 | 2,048 |
| 2019 | 1,872 | 1,220 |
| 2018 | 1,674 | 1,133 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Potlatch No 1 Financial Credit U | 174 | 237 |
| Idaho Central Credit Union | 123 | 172 |
| United Wholesale Mortgage | 89 | 119 |
| Rocket Mortgage | 76 | 91 |
| Freedom Northwest Credit Union | 54 | 54 |
| Newrez LLC | 41 | 63 |
| Synergy One Lending, Inc. | 30 | 45 |
| Movement Mortgage, LLC | 29 | 39 |
| American Pacific Mortgage Corporation | 23 | 26 |
| Kind Lending, LLC | 23 | 25 |
| US Bank, N.A. | 22 | 49 |
| Mortgage Research Center | 20 | 39 |
| Land Home Financial Services, | 15 | 20 |
| Freedom Mortgage Corporation | 15 | 32 |
| Columbia Bank | 15 | 29 |
| Twin River Bank | 14 | 18 |
| Zions Bancorporation, N.A. | 14 | 26 |
| Nationstar Mortgage | 12 | 16 |
| Guaranteed Rate, Inc. | 12 | 20 |
| Pennymac Loan Services LLC | 12 | 20 |
| Navy Federal Credit Union | 10 | 14 |
| loanDepot.com LLC | 10 | 15 |
| Banner Bank | 10 | 17 |
| Evergreen Moneysource Mortgage Company | 9 | 14 |
| CMG Mortgage Inc | 9 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 19 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,261 | 16.7% of 1,074 decided |
| 2 or more minority races | under 10 | |
| Joint | 44 | no rate: base under 50 |
| Race Not Available | 210 | 18.1% of 166 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 27 | no rate: base under 50 |
| Not Hispanic or Latino | 1,239 | 16.1% of 1,060 decided |
| Joint | 48 | no rate: base under 50 |
| Ethnicity Not Available | 240 | 18.8% of 186 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 460 | 21.9% of 388 decided |
| Female | 244 | 18.6% of 204 decided |
| Joint | 725 | 12.2% of 623 decided |
| Sex Not Available | 125 | 16.5% of 97 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 533 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved