Mortgage lending in Elmore County, Idaho
Lenders in Elmore County, Idaho reported 1,567 mortgage applications for 2025, according to the CFPB.
1,567 mortgage applications and 958 loans originated in 2025; the denial rate was 18.9% of 1,267 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Elmore County, ID.
- 1,567
- Applications
- 958
- Loans originated
- 18.9%
- Denial rate
- 240 denied of 1,267 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,567 | 958 |
| 2024 | 1,191 | 711 |
| 2023 | 1,103 | 682 |
| 2022 | 1,635 | 1,036 |
| 2021 | 2,761 | 1,894 |
| 2020 | 2,470 | 1,701 |
| 2019 | 1,747 | 1,205 |
| 2018 | 1,313 | 864 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Premier Mortgage Resources, LLC | 109 | 139 |
| Idaho Central Credit Union | 77 | 141 |
| Movement Mortgage, LLC | 76 | 101 |
| Mortgage Research Center | 65 | 105 |
| Pioneer Federal Credit Union | 60 | 86 |
| Rocket Mortgage | 59 | 87 |
| United Wholesale Mortgage | 58 | 79 |
| American Pacific Mortgage Corporation | 42 | 54 |
| Crosscountry Mortgage, LLC | 35 | 42 |
| Freedom Mortgage Corporation | 29 | 49 |
| Guild Mortgage Company | 20 | 27 |
| Fairway Independent Mort Corp | 18 | 25 |
| Pennymac Loan Services LLC | 18 | 29 |
| loanDepot.com LLC | 17 | 25 |
| CLM Mortgage, Inc | 14 | 14 |
| First Interstate Bank | 14 | 17 |
| Newrez LLC | 12 | 28 |
| US Bank, N.A. | 11 | 20 |
| Navy Federal Credit Union | 10 | 20 |
| The Loan Store, Inc | 8 | 8 |
| Westmark Credit Union | 8 | 12 |
| Nationstar Mortgage | 8 | 15 |
| 21ST Mortgage | 8 | 28 |
| Triad Financial Services, Inc. | 7 | 19 |
| Guaranteed Rate, Inc. | 7 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 17 | no rate: base under 50 |
| Asian | 21 | no rate: base under 50 |
| Black or African American | 15 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,135 | 19.6% of 910 decided |
| 2 or more minority races | under 10 | |
| Joint | 77 | 17.2% of 58 decided |
| Race Not Available | 291 | 16.5% of 243 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 133 | 22.8% of 101 decided |
| Not Hispanic or Latino | 1,068 | 19.0% of 870 decided |
| Joint | 81 | 17.2% of 64 decided |
| Ethnicity Not Available | 285 | 17.7% of 232 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 505 | 22.1% of 411 decided |
| Female | 223 | 21.1% of 185 decided |
| Joint | 671 | 16.2% of 532 decided |
| Sex Not Available | 168 | 17.3% of 139 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 413 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved