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Mortgage lending in Washington

Lenders in Washington reported 287,311 mortgage applications for 2025, according to the CFPB.

287,311 mortgage applications and 175,441 loans originated in 2025. 44,965 of the 230,123 applications decided were denied, 19.5%. From 2025, the CFPB’s Snapshot release.

287,311
Applications
175,441
Loans originated
21.9 per 1,000 residents, over the Census Bureau's 2025 estimate.
19.5%
Denial rate
44,965 denied of 230,123 applications decided.

The largest lenders in Washington

2 more columns on a wider screen

Lenders in Washington by loans originated, 2025
RankLenderOriginated
1Boeing Employees' Credit Union13,589
2Rocket Mortgage10,611
3United Wholesale Mortgage10,462
4CMG Mortgage Inc5,796
5Guild Mortgage Company5,691
6Movement Mortgage, LLC5,559
7Crosscountry Mortgage, LLC4,877
8US Bank, N.A.3,524
9Bank of America NA3,420
10Pennymac Loan Services LLC2,953
11JPMorgan Chase Bank, NA2,816
12Newrez LLC2,702
13Evergreen Moneysource Mortgage Company2,680
14Fairway Independent Mort Corp2,480
15Navy Federal Credit Union2,289
16loanDepot.com LLC2,113
17Wsecu2,088
18Gesa Credit Union2,070
19Spokane Teachers Credit Union1,963
20American Pacific Mortgage Corporation1,911
21Guaranteed Rate, Inc.1,847
22Columbia Bank1,846
23Banner Bank1,842
24New American Funding, LLC.1,680
25DHI Mortgage Company, LTD.1,626

Counties in Washington

1 more column on a wider screen

Counties in Washington by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
King County43,305$515,000
Pierce County22,921$385,000
Snohomish County19,765$455,000
Spokane County13,450$275,000
Clark County12,788$345,000
Thurston County7,771$365,000
Kitsap County7,286$375,000
Benton County5,500$315,000
Whatcom County4,775$355,000
Yakima County4,226$245,000
Cowlitz County3,302$285,000
Skagit County2,808$340,000
Island County2,506$385,000
Lewis County2,316$305,000
Mason County2,085$305,000
Grant County2,075$265,000
Grays Harbor County2,027$245,000
Franklin County2,016$305,000
Chelan County1,738$350,000
Clallam County1,689$315,000
Kittitas County1,371$355,000
Walla Walla County1,178$275,000
Stevens County1,054$255,000
Douglas County1,018$335,000
Whitman County737$265,000
Jefferson County665$355,000
Okanogan County657$225,000
Pacific County652$245,000
Asotin County510$235,000
Klickitat County463$305,000
Pend Oreille County364$265,000
San Juan County353$415,000
Skamania County343$335,000
Lincoln County325$205,000
Adams County269$235,000
Wahkiakum County125$275,000
Columbia County99$215,000
Ferry County93$225,000
Garfield County50$205,000

Washington elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in Washington Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Immigration courts Immigration and the border

    The EOIR courts sitting in the state, what they completed and still have pending, and how far apart their asylum grant rates are. The courts, not the state’s residents: a detention court hears cases from far outside it.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Population, age, income and origin Demographics

    The Census Bureau's population estimates year by year, with births, deaths and migration, and age, income, poverty, housing and origin from the American Community Survey, each with its margin of error.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Housing Housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • Cost of living Cost of living

    BEA’s price level for the state against the nation, for goods, rents, utilities and other services, and its metro areas beside it.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • The Washington Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration link above is EOIR’s courts, which sit in this state. CBP’s encounters are not by state and will not be: its sectors and field offices are areas of responsibility rather than a geography, and assigning them to states would be a claim the data does not make. Immigration and the border.

More about Washington →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved