Mortgage lending in Pend Oreille County, Washington
Lenders in Pend Oreille County, Washington reported 711 mortgage applications for 2025, according to the CFPB.
711 mortgage applications and 364 loans originated in 2025; the denial rate was 25.8% of 524 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Pend Oreille County, WA.
- 711
- Applications
- 364
- Loans originated
- 25.8%
- Denial rate
- 135 denied of 524 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 711 | 364 |
| 2024 | 569 | 316 |
| 2023 | 502 | 284 |
| 2022 | 815 | 455 |
| 2021 | 1,258 | 768 |
| 2020 | 1,114 | 662 |
| 2019 | 753 | 451 |
| 2018 | 657 | 366 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Spokane Teachers Credit Union | 31 | 90 |
| Rocket Mortgage | 23 | 34 |
| United Wholesale Mortgage | 20 | 30 |
| Glacier Bank | 17 | 38 |
| Northpointe Bank | 16 | 25 |
| Banner Bank | 14 | 20 |
| Gesa Credit Union | 13 | 21 |
| Sunflower Bank, N.A. | 11 | 15 |
| Numerica Credit Union | 10 | 18 |
| Washington Trust Bank | 9 | 12 |
| Freedom Northwest Credit Union | 8 | 8 |
| Boeing Employees' Credit Union | 8 | 14 |
| American Pacific Mortgage Corporation | 7 | 12 |
| Crosscountry Mortgage, LLC | 7 | 13 |
| Guild Mortgage Company | 6 | 11 |
| Mortgage Research Center | 6 | 19 |
| CMG Mortgage Inc | 6 | 9 |
| Guaranteed Rate, Inc. | 6 | 9 |
| Canopy Mortgage, LLC | 6 | 6 |
| Idaho Central Credit Union | 5 | 8 |
| loanDepot.com LLC | 5 | 9 |
| Newrez LLC | 5 | 13 |
| Willamette Valley Bank | 5 | 12 |
| Fairway Independent Mort Corp | 5 | 9 |
| US Bank, N.A. | 5 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 542 | 26.1% of 414 decided |
| Joint | 30 | no rate: base under 50 |
| Race Not Available | 121 | 23.5% of 81 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 11 | no rate: base under 50 |
| Not Hispanic or Latino | 553 | 26.0% of 411 decided |
| Joint | 22 | no rate: base under 50 |
| Ethnicity Not Available | 125 | 21.6% of 88 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 202 | 31.0% of 142 decided |
| Female | 112 | 29.8% of 84 decided |
| Joint | 328 | 21.2% of 250 decided |
| Sex Not Available | 69 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 507 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved