Mortgage lending in Pacific County, Washington
Lenders in Pacific County, Washington reported 1,103 mortgage applications for 2025, according to the CFPB.
1,103 mortgage applications and 652 loans originated in 2025; the denial rate was 22.0% of 877 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Pacific County, WA.
- 1,103
- Applications
- 652
- Loans originated
- 22.0%
- Denial rate
- 193 denied of 877 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,103 | 652 |
| 2024 | 1,015 | 596 |
| 2023 | 882 | 525 |
| 2022 | 1,335 | 797 |
| 2021 | 2,182 | 1,393 |
| 2020 | 1,939 | 1,203 |
| 2019 | 1,270 | 748 |
| 2018 | 1,127 | 679 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 66 | 83 |
| Rocket Mortgage | 57 | 83 |
| Guild Mortgage Company | 31 | 46 |
| Residential Mortgage, LLC | 23 | 30 |
| Crosscountry Mortgage, LLC | 21 | 35 |
| Evergreen Moneysource Mortgage Company | 15 | 18 |
| Fibre Federal Credit Union | 15 | 23 |
| Boeing Employees' Credit Union | 14 | 23 |
| Mortgage Research Center | 13 | 26 |
| Freedom Mortgage Corporation | 13 | 23 |
| Pennymac Loan Services LLC | 11 | 20 |
| loanDepot.com LLC | 10 | 21 |
| Guaranteed Rate, Inc. | 10 | 14 |
| US Bank, N.A. | 9 | 12 |
| Bank of America NA | 9 | 12 |
| Keybank National Association | 8 | 21 |
| OnPoint Community Credit Union | 7 | 11 |
| The Loan Store, Inc | 7 | 10 |
| Newrez LLC | 7 | 21 |
| American Pacific Mortgage Corporation | 7 | 9 |
| Mutual of Omaha Mortgage | 7 | 11 |
| First Interstate Bank | 7 | 14 |
| JPMorgan Chase Bank, NA | 7 | 8 |
| Figure Lending LLC | 6 | 10 |
| Golden Empire Mortgage, Inc. | 6 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 20 | no rate: base under 50 |
| Asian | 10 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 848 | 21.6% of 676 decided |
| 2 or more minority races | under 10 | |
| Joint | 44 | no rate: base under 50 |
| Race Not Available | 177 | 25.7% of 140 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 40 | no rate: base under 50 |
| Not Hispanic or Latino | 850 | 21.0% of 672 decided |
| Joint | 30 | no rate: base under 50 |
| Ethnicity Not Available | 183 | 23.6% of 144 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 318 | 22.0% of 259 decided |
| Female | 257 | 30.3% of 201 decided |
| Joint | 438 | 15.5% of 348 decided |
| Sex Not Available | 90 | 30.4% of 69 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 646 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved