Mortgage lending in Pierce County, Washington
Lenders in Pierce County, Washington reported 38,203 mortgage applications for 2025, according to the CFPB.
38,203 mortgage applications and 22,921 loans originated in 2025; the denial rate was 20.7% of 30,655 applications decided. The median loan was about $385,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Tacoma, WA HUD Metro FMR Area.
- 38,203
- Applications
- 22,921
- Loans originated
- 20.7%
- Denial rate
- 6,355 denied of 30,655 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 38,203 | 22,921 |
| 2024 | 34,257 | 20,438 |
| 2023 | 30,733 | 17,850 |
| 2022 | 51,357 | 30,847 |
| 2021 | 95,496 | 63,692 |
| 2020 | 99,020 | 65,901 |
| 2019 | 66,062 | 42,307 |
| 2018 | 54,201 | 33,163 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Boeing Employees' Credit Union | 2,014 | 3,241 |
| United Wholesale Mortgage | 1,532 | 2,081 |
| Rocket Mortgage | 1,459 | 1,948 |
| Movement Mortgage, LLC | 1,139 | 1,551 |
| Crosscountry Mortgage, LLC | 976 | 1,347 |
| Guild Mortgage Company | 714 | 982 |
| CMG Mortgage Inc | 486 | 665 |
| Newrez LLC | 481 | 1,019 |
| Pennymac Loan Services LLC | 455 | 806 |
| Fairway Independent Mort Corp | 419 | 566 |
| Sound Credit Union | 375 | 716 |
| Evergreen Moneysource Mortgage Company | 360 | 475 |
| Navy Federal Credit Union | 356 | 767 |
| Bank of America NA | 355 | 810 |
| US Bank, N.A. | 327 | 647 |
| Freedom Mortgage Corporation | 303 | 683 |
| loanDepot.com LLC | 300 | 525 |
| Mortgage Research Center | 298 | 683 |
| Wsecu | 253 | 609 |
| Guaranteed Rate, Inc. | 248 | 419 |
| Cornerstone First Mortgage, LLC | 238 | 293 |
| Lennar Mortgage, LLC | 227 | 299 |
| Columbia Bank | 225 | 384 |
| Harborstone Credit Union | 210 | 411 |
| New American Funding, LLC. | 209 | 457 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 475 | 27.4% of 372 decided |
| Asian | 3,275 | 23.0% of 2,597 decided |
| Black or African American | 3,171 | 25.5% of 2,534 decided |
| Native Hawaiian or Other Pacific Islander | 461 | 28.0% of 371 decided |
| White | 21,200 | 18.8% of 17,314 decided |
| 2 or more minority races | 264 | 29.9% of 207 decided |
| Joint | 2,223 | 17.2% of 1,842 decided |
| Free Form Text Only | 13 | no rate: base under 50 |
| Race Not Available | 7,121 | 23.5% of 5,409 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,689 | 25.1% of 2,164 decided |
| Not Hispanic or Latino | 27,436 | 20.0% of 22,290 decided |
| Joint | withheld | |
| Ethnicity Not Available | 6,640 | 23.5% of 5,025 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 11,827 | 23.7% of 9,319 decided |
| Female | 7,490 | 23.6% of 6,075 decided |
| Joint | 15,298 | 16.2% of 12,600 decided |
| Sex Not Available | 3,588 | 25.4% of 2,661 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 106 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved