Mortgage lending in Clark County, Washington
Lenders in Clark County, Washington reported 20,732 mortgage applications for 2025, according to the CFPB.
20,732 mortgage applications and 12,788 loans originated in 2025; the denial rate was 18.9% of 16,852 applications decided. The median loan was about $345,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Portland-Vancouver-Hillsboro, OR-WA MSA.
- 20,732
- Applications
- 12,788
- Loans originated
- 18.9%
- Denial rate
- 3,183 denied of 16,852 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 20,732 | 12,788 |
| 2024 | 18,435 | 11,326 |
| 2023 | 17,123 | 10,277 |
| 2022 | 28,107 | 17,735 |
| 2021 | 53,165 | 36,679 |
| 2020 | 57,692 | 39,897 |
| 2019 | 36,546 | 24,508 |
| 2018 | 29,654 | 18,715 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Columbia Credit Union | 998 | 1,687 |
| iQ Credit Union | 942 | 1,396 |
| United Wholesale Mortgage | 894 | 1,150 |
| Rocket Mortgage | 633 | 838 |
| OnPoint Community Credit Union | 561 | 827 |
| Guild Mortgage Company | 520 | 771 |
| CMG Mortgage Inc | 452 | 654 |
| US Bank, N.A. | 268 | 560 |
| DHI Mortgage Company, LTD. | 267 | 364 |
| Fairway Independent Mort Corp | 229 | 325 |
| Guaranteed Rate, Inc. | 229 | 350 |
| Pennymac Loan Services LLC | 214 | 359 |
| American Pacific Mortgage Corporation | 197 | 266 |
| CLM Mortgage, Inc | 183 | 210 |
| Bank of America NA | 176 | 363 |
| Columbia Bank | 174 | 282 |
| Nations Direct Mortgage, LLC | 169 | 194 |
| Evergreen Moneysource Mortgage Company | 168 | 219 |
| loanDepot.com LLC | 153 | 254 |
| Summit Mortgage Corporation | 153 | 243 |
| Cornerstone Capital Bank, SSB | 148 | 179 |
| Newrez LLC | 142 | 312 |
| JPMorgan Chase Bank, NA | 136 | 232 |
| Crosscountry Mortgage, LLC | 129 | 190 |
| The Loan Store, Inc | 125 | 168 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 145 | 17.7% of 113 decided |
| Asian | 1,273 | 20.9% of 1,020 decided |
| Black or African American | 441 | 28.0% of 357 decided |
| Native Hawaiian or Other Pacific Islander | 144 | 28.9% of 114 decided |
| White | 14,226 | 17.7% of 11,774 decided |
| 2 or more minority races | withheld | |
| Joint | 897 | 15.8% of 730 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 3,540 | 22.1% of 2,697 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,124 | 25.0% of 892 decided |
| Not Hispanic or Latino | 15,505 | 18.1% of 12,797 decided |
| Joint | withheld | |
| Ethnicity Not Available | 3,470 | 21.9% of 2,643 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 6,262 | 22.5% of 5,022 decided |
| Female | 4,065 | 21.3% of 3,333 decided |
| Joint | 8,602 | 14.4% of 7,148 decided |
| Sex Not Available | 1,803 | 23.2% of 1,349 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 172 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved