Mortgage lending in Jefferson County, Washington
Lenders in Jefferson County, Washington reported 1,112 mortgage applications for 2025, according to the CFPB.
1,112 mortgage applications and 665 loans originated in 2025; the denial rate was 18.4% of 857 applications decided. The median loan was about $355,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jefferson County, WA.
- 1,112
- Applications
- 665
- Loans originated
- 18.4%
- Denial rate
- 158 denied of 857 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,112 | 665 |
| 2024 | 1,056 | 597 |
| 2023 | 986 | 582 |
| 2022 | 1,547 | 949 |
| 2021 | 2,821 | 1,812 |
| 2020 | 2,929 | 1,884 |
| 2019 | 1,733 | 1,076 |
| 2018 | 1,690 | 1,000 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 48 | 64 |
| United Wholesale Mortgage | 40 | 50 |
| 1st Security Bank of Washington | 39 | 55 |
| New American Funding, LLC. | 39 | 61 |
| Kitsap Credit Union | 36 | 85 |
| Newrez LLC | 34 | 70 |
| Boeing Employees' Credit Union | 33 | 53 |
| Canopy Mortgage, LLC | 20 | 32 |
| Navy Federal Credit Union | 17 | 26 |
| CMG Mortgage Inc | 16 | 17 |
| Evergreen Moneysource Mortgage Company | 15 | 22 |
| Kitsap Bank | 14 | 19 |
| First Fed Bank | 14 | 22 |
| Crosscountry Mortgage, LLC | 13 | 22 |
| US Bank, N.A. | 13 | 21 |
| Pennymac Loan Services LLC | 11 | 19 |
| Guild Mortgage Company | 10 | 14 |
| JPMorgan Chase Bank, NA | 10 | 14 |
| Movement Mortgage, LLC | 9 | 15 |
| Highlands Residential Mortgage, Ltd. | 8 | 9 |
| Mortgage Research Center | 7 | 16 |
| Sound Community Bank | 7 | 9 |
| Freedom Mortgage Corporation | 6 | 16 |
| Fairway Independent Mort Corp | 6 | 6 |
| Finance of America Reverse LLC | 6 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 16 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 886 | 18.7% of 691 decided |
| 2 or more minority races | under 10 | |
| Joint | 37 | no rate: base under 50 |
| Race Not Available | 159 | 19.7% of 117 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 912 | 18.6% of 711 decided |
| Joint | withheld | |
| Ethnicity Not Available | 163 | 17.4% of 121 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 242 | 28.0% of 186 decided |
| Female | 265 | 18.6% of 204 decided |
| Joint | 514 | 13.7% of 402 decided |
| Sex Not Available | 91 | 20.0% of 65 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 151 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved