Mortgage lending in King County, Washington
Lenders in King County, Washington reported 69,526 mortgage applications for 2025, according to the CFPB.
69,526 mortgage applications and 43,305 loans originated in 2025; the denial rate was 18.2% of 55,493 applications decided. The median loan was about $515,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Seattle-Bellevue, WA HUD Metro FMR Area.
- 69,526
- Applications
- 43,305
- Loans originated
- 18.2%
- Denial rate
- 10,090 denied of 55,493 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 69,526 | 43,305 |
| 2024 | 60,891 | 37,309 |
| 2023 | 54,802 | 33,428 |
| 2022 | 96,530 | 61,860 |
| 2021 | 204,872 | 143,038 |
| 2020 | 223,033 | 151,601 |
| 2019 | 127,867 | 84,727 |
| 2018 | 108,129 | 69,084 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Boeing Employees' Credit Union | 6,131 | 9,668 |
| Rocket Mortgage | 2,378 | 3,182 |
| United Wholesale Mortgage | 2,005 | 2,598 |
| Movement Mortgage, LLC | 1,906 | 2,503 |
| Bank of America NA | 1,742 | 3,117 |
| JPMorgan Chase Bank, NA | 1,507 | 2,190 |
| US Bank, N.A. | 1,321 | 2,237 |
| Crosscountry Mortgage, LLC | 1,291 | 1,801 |
| CMG Mortgage Inc | 1,200 | 1,600 |
| Guild Mortgage Company | 941 | 1,386 |
| Wells Fargo Bank NA | 906 | 1,502 |
| Pennymac Loan Services LLC | 804 | 1,291 |
| Newrez LLC | 639 | 1,348 |
| Fairway Independent Mort Corp | 612 | 879 |
| Originpoint, LLC | 580 | 855 |
| loanDepot.com LLC | 569 | 877 |
| Guaranteed Rate, Inc. | 539 | 932 |
| First Technology Federal Credit Union | 512 | 797 |
| Sammamish Mortgage Company | 459 | 650 |
| Cornerstone Capital Bank, SSB | 450 | 525 |
| Columbia Bank | 377 | 633 |
| NFM, Inc | 359 | 433 |
| The Loan Store, Inc | 337 | 481 |
| Evergreen Moneysource Mortgage Company | 332 | 426 |
| Global Federal Credit Union | 332 | 498 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 363 | 30.8% of 286 decided |
| Asian | 18,280 | 17.6% of 14,086 decided |
| Black or African American | 3,057 | 29.9% of 2,444 decided |
| Native Hawaiian or Other Pacific Islander | 305 | 34.8% of 230 decided |
| White | 30,425 | 17.4% of 25,232 decided |
| 2 or more minority races | 274 | 26.3% of 213 decided |
| Joint | 3,754 | 12.1% of 3,108 decided |
| Free Form Text Only | 11 | no rate: base under 50 |
| Race Not Available | 13,057 | 18.9% of 9,886 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 3,289 | 24.4% of 2,648 decided |
| Not Hispanic or Latino | 52,024 | 17.6% of 42,002 decided |
| Joint | 1,742 | 13.9% of 1,425 decided |
| Ethnicity Not Available | 12,450 | 19.7% of 9,404 decided |
| Free Form Text Only | 21 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 22,019 | 21.4% of 17,290 decided |
| Female | 12,887 | 22.7% of 10,516 decided |
| Joint | 27,243 | 13.2% of 22,214 decided |
| Sex Not Available | 7,377 | 19.5% of 5,473 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 25 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved