Mortgage lending in Adams County, Washington
Lenders in Adams County, Washington reported 504 mortgage applications for 2025, according to the CFPB.
504 mortgage applications and 269 loans originated in 2025; the denial rate was 25.6% of 390 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Adams County, WA.
- 504
- Applications
- 269
- Loans originated
- 25.6%
- Denial rate
- 100 denied of 390 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 504 | 269 |
| 2024 | 507 | 265 |
| 2023 | 420 | 228 |
| 2022 | 682 | 359 |
| 2021 | 1,015 | 612 |
| 2020 | 893 | 503 |
| 2019 | 584 | 351 |
| 2018 | 523 | 280 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guild Mortgage Company | 33 | 47 |
| Spokane Teachers Credit Union | 25 | 58 |
| United Wholesale Mortgage | 22 | 36 |
| Gesa Credit Union | 20 | 32 |
| Columbia Bank | 14 | 17 |
| Rocket Mortgage | 13 | 23 |
| Pivot Financial Partners, Inc | 13 | 14 |
| US Bank, N.A. | 12 | 21 |
| 1st Security Bank of Washington | 11 | 12 |
| Pennymac Loan Services LLC | 6 | 15 |
| loanDepot.com LLC | 5 | 9 |
| Mortgage Research Center | 4 | 6 |
| CMG Mortgage Inc | 4 | 5 |
| Nationstar Mortgage | 4 | 6 |
| Fairway Independent Mort Corp | 4 | 9 |
| Amerisave Mortgage Company | 4 | 14 |
| Newrez LLC | 3 | 5 |
| Numerica Credit Union | 3 | 10 |
| Washington Trust Bank | 3 | 4 |
| HomeXpress Mortgage Corp. | 3 | 3 |
| Village Capital & Investment | 3 | 6 |
| Synergy One Lending, Inc. | 2 | 3 |
| Sierra Pacific Mortgage Co. Inc | 2 | 2 |
| Paramount Residential Mortgage | 2 | 2 |
| Primelending | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 373 | 21.2% of 292 decided |
| Joint | under 10 | |
| Race Not Available | 105 | 40.5% of 79 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 223 | 29.5% of 173 decided |
| Not Hispanic or Latino | 184 | 18.2% of 143 decided |
| Joint | 18 | no rate: base under 50 |
| Ethnicity Not Available | 79 | 38.3% of 60 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 173 | 33.3% of 135 decided |
| Female | 85 | 28.8% of 66 decided |
| Joint | 196 | 14.4% of 153 decided |
| Sex Not Available | 50 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 729 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved