Mortgage lending in Benton County, Washington
Lenders in Benton County, Washington reported 8,575 mortgage applications for 2025, according to the CFPB.
8,575 mortgage applications and 5,500 loans originated in 2025; the denial rate was 17.2% of 6,989 applications decided. The median loan was about $315,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kennewick-Richland, WA MSA.
- 8,575
- Applications
- 5,500
- Loans originated
- 17.2%
- Denial rate
- 1,200 denied of 6,989 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 8,575 | 5,500 |
| 2024 | 7,610 | 4,895 |
| 2023 | 6,716 | 4,172 |
| 2022 | 10,360 | 6,866 |
| 2021 | 17,423 | 12,441 |
| 2020 | 18,083 | 12,622 |
| 2019 | 12,232 | 8,327 |
| 2018 | 9,833 | 6,562 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Gesa Credit Union | 565 | 777 |
| CMG Mortgage Inc | 497 | 598 |
| United Wholesale Mortgage | 471 | 599 |
| Rocket Mortgage | 350 | 469 |
| 1st Security Bank of Washington | 246 | 321 |
| Primelending | 225 | 272 |
| Numerica Credit Union | 176 | 328 |
| Columbia Bank | 169 | 222 |
| Hapo Communtiy Credit Union | 149 | 258 |
| Crosscountry Mortgage, LLC | 134 | 183 |
| Premier Mortgage Resources, LLC | 103 | 143 |
| Yakima Federal Savings & Loan | 88 | 118 |
| Summit Funding.inc | 79 | 112 |
| Pennymac Loan Services LLC | 79 | 137 |
| loanDepot.com LLC | 74 | 117 |
| American Pacific Mortgage Corporation | 72 | 94 |
| Nationstar Mortgage | 71 | 93 |
| Spokane Teachers Credit Union | 66 | 123 |
| Guild Mortgage Company | 64 | 81 |
| Freedom Mortgage Corporation | 64 | 173 |
| New American Funding, LLC. | 58 | 113 |
| Banner Bank | 58 | 116 |
| Churchill Mortgage Corporation | 57 | 80 |
| DHI Mortgage Company, LTD. | 55 | 81 |
| US Bank, N.A. | 54 | 125 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 94 | 21.8% of 78 decided |
| Asian | 209 | 14.3% of 168 decided |
| Black or African American | 101 | 23.8% of 84 decided |
| Native Hawaiian or Other Pacific Islander | 15 | no rate: base under 50 |
| White | 6,352 | 16.1% of 5,270 decided |
| 2 or more minority races | withheld | |
| Joint | 270 | 11.6% of 224 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,518 | 23.0% of 1,140 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,545 | 22.8% of 1,233 decided |
| Not Hispanic or Latino | 5,411 | 15.1% of 4,492 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,295 | 20.0% of 988 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,808 | 18.9% of 2,270 decided |
| Female | 1,560 | 21.0% of 1,245 decided |
| Joint | 3,622 | 13.0% of 3,056 decided |
| Sex Not Available | 585 | 26.8% of 418 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 245 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved