Mortgage lending in Lincoln County, Washington
Lenders in Lincoln County, Washington reported 558 mortgage applications for 2025, according to the CFPB.
558 mortgage applications and 325 loans originated in 2025; the denial rate was 23.8% of 453 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lincoln County, WA.
- 558
- Applications
- 325
- Loans originated
- 23.8%
- Denial rate
- 108 denied of 453 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 558 | 325 |
| 2024 | 495 | 273 |
| 2023 | 464 | 239 |
| 2022 | 675 | 387 |
| 2021 | 988 | 592 |
| 2020 | 806 | 491 |
| 2019 | 591 | 359 |
| 2018 | 553 | 317 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 28 | 35 |
| Spokane Teachers Credit Union | 19 | 42 |
| United Wholesale Mortgage | 15 | 25 |
| Numerica Credit Union | 13 | 28 |
| US Bank, N.A. | 12 | 24 |
| Freedom Mortgage Corporation | 11 | 14 |
| Glacier Bank | 10 | 18 |
| Gesa Credit Union | 9 | 13 |
| Mortgage Research Center | 9 | 14 |
| American Pacific Mortgage Corporation | 9 | 10 |
| Sunflower Bank, N.A. | 8 | 14 |
| Movement Mortgage, LLC | 8 | 12 |
| Idaho Central Credit Union | 7 | 9 |
| loanDepot.com LLC | 7 | 12 |
| Fairway Independent Mort Corp | 7 | 8 |
| Banner Bank | 7 | 17 |
| Guild Mortgage Company | 6 | 15 |
| Boeing Employees' Credit Union | 6 | 6 |
| Crosscountry Mortgage, LLC | 6 | 9 |
| Cornerstone First Mortgage, LLC | 5 | 6 |
| Horizon Credit Union | 5 | 7 |
| Premier Mortgage Resources, LLC | 5 | 7 |
| CMG Mortgage Inc | 5 | 5 |
| Nationstar Mortgage | 5 | 7 |
| Washington Trust Bank | 5 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 423 | 19.9% of 351 decided |
| Joint | 23 | no rate: base under 50 |
| Race Not Available | 92 | 36.9% of 65 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 428 | 22.6% of 358 decided |
| Joint | 20 | no rate: base under 50 |
| Ethnicity Not Available | 99 | 29.6% of 71 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 162 | 26.1% of 134 decided |
| Female | 86 | 23.6% of 72 decided |
| Joint | 261 | 20.9% of 215 decided |
| Sex Not Available | 49 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1095 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved