Mortgage lending in Spokane County, Washington
Lenders in Spokane County, Washington reported 21,879 mortgage applications for 2025, according to the CFPB.
21,879 mortgage applications and 13,450 loans originated in 2025; the denial rate was 19.8% of 17,555 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Spokane, WA HUD Metro FMR Area.
- 21,879
- Applications
- 13,450
- Loans originated
- 19.8%
- Denial rate
- 3,481 denied of 17,555 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 21,879 | 13,450 |
| 2024 | 19,154 | 11,856 |
| 2023 | 17,856 | 10,975 |
| 2022 | 27,956 | 17,859 |
| 2021 | 48,755 | 33,748 |
| 2020 | 49,551 | 33,317 |
| 2019 | 34,318 | 22,401 |
| 2018 | 27,427 | 17,480 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Spokane Teachers Credit Union | 1,456 | 2,477 |
| Rocket Mortgage | 844 | 1,084 |
| United Wholesale Mortgage | 836 | 1,093 |
| Numerica Credit Union | 681 | 1,159 |
| Sunflower Bank, N.A. | 498 | 675 |
| Washington Trust Bank | 479 | 745 |
| CMG Mortgage Inc | 411 | 563 |
| Idaho Central Credit Union | 353 | 587 |
| Boeing Employees' Credit Union | 347 | 539 |
| DHI Mortgage Company, LTD. | 317 | 425 |
| Canopy Mortgage, LLC | 308 | 438 |
| Crosscountry Mortgage, LLC | 239 | 339 |
| Fairway Independent Mort Corp | 234 | 308 |
| Guaranteed Rate, Inc. | 234 | 386 |
| American Pacific Mortgage Corporation | 233 | 288 |
| Movement Mortgage, LLC | 195 | 241 |
| Lennar Mortgage, LLC | 191 | 232 |
| US Bank, N.A. | 191 | 401 |
| Gesa Credit Union | 190 | 296 |
| Guild Mortgage Company | 190 | 259 |
| Wsecu | 188 | 329 |
| Banner Bank | 184 | 324 |
| Glacier Bank | 160 | 248 |
| Mortgage Research Center | 152 | 333 |
| Pennymac Loan Services LLC | 152 | 271 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 242 | 30.5% of 197 decided |
| Asian | 443 | 24.6% of 358 decided |
| Black or African American | 485 | 23.6% of 382 decided |
| Native Hawaiian or Other Pacific Islander | 80 | 26.3% of 57 decided |
| White | 16,491 | 18.9% of 13,372 decided |
| 2 or more minority races | withheld | |
| Joint | 872 | 15.5% of 731 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 3,221 | 23.5% of 2,420 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 803 | 28.5% of 632 decided |
| Not Hispanic or Latino | 17,178 | 18.9% of 13,944 decided |
| Joint | withheld | |
| Ethnicity Not Available | 3,325 | 23.8% of 2,514 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 6,163 | 24.2% of 4,883 decided |
| Female | 4,390 | 23.5% of 3,529 decided |
| Joint | 9,488 | 14.5% of 7,784 decided |
| Sex Not Available | 1,838 | 25.3% of 1,359 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 453 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved