Mortgage lending in Cowlitz County, Washington
Lenders in Cowlitz County, Washington reported 5,310 mortgage applications for 2025, according to the CFPB.
5,310 mortgage applications and 3,302 loans originated in 2025; the denial rate was 17.9% of 4,287 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Longview-Kelso, WA MSA.
- 5,310
- Applications
- 3,302
- Loans originated
- 17.9%
- Denial rate
- 766 denied of 4,287 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,310 | 3,302 |
| 2024 | 4,488 | 2,753 |
| 2023 | 4,209 | 2,580 |
| 2022 | 6,610 | 4,084 |
| 2021 | 11,045 | 7,365 |
| 2020 | 11,295 | 7,690 |
| 2019 | 7,825 | 5,049 |
| 2018 | 6,189 | 3,828 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fibre Federal Credit Union | 466 | 701 |
| Guild Mortgage Company | 312 | 481 |
| Red Canoe Credit Union | 255 | 384 |
| Rocket Mortgage | 193 | 281 |
| United Wholesale Mortgage | 193 | 271 |
| Das Acquisition Company, LLC | 122 | 163 |
| Fairway Independent Mort Corp | 81 | 104 |
| CMG Mortgage Inc | 68 | 97 |
| V.i.p. Mortgage, Inc. | 61 | 72 |
| Columbia Credit Union | 58 | 93 |
| iQ Credit Union | 51 | 82 |
| Pennymac Loan Services LLC | 51 | 88 |
| Synergy One Lending, Inc. | 49 | 71 |
| Mortgage Research Center | 49 | 89 |
| Evergreen Moneysource Mortgage Company | 45 | 58 |
| Columbia Bank | 44 | 58 |
| Nations Direct Mortgage, LLC | 43 | 62 |
| US Bank, N.A. | 41 | 92 |
| Guaranteed Rate, Inc. | 37 | 57 |
| American Pacific Mortgage Corporation | 32 | 45 |
| Nationstar Mortgage | 30 | 42 |
| Newrez LLC | 27 | 56 |
| Freedom Mortgage Corporation | 26 | 78 |
| OnPoint Community Credit Union | 24 | 37 |
| Southwest Funding LP | 24 | 29 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 76 | 22.2% of 63 decided |
| Asian | 50 | no rate: base under 50 |
| Black or African American | 40 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 4,050 | 17.6% of 3,349 decided |
| 2 or more minority races | under 10 | |
| Joint | 168 | 14.6% of 130 decided |
| Race Not Available | 906 | 18.1% of 652 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 251 | 24.2% of 198 decided |
| Not Hispanic or Latino | 3,985 | 17.4% of 3,308 decided |
| Joint | 159 | 16.9% of 124 decided |
| Ethnicity Not Available | 915 | 18.6% of 657 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,627 | 20.9% of 1,323 decided |
| Female | 919 | 24.6% of 744 decided |
| Joint | 2,230 | 12.9% of 1,841 decided |
| Sex Not Available | 534 | 18.5% of 379 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 391 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved