Mortgage lending in Garfield County, Washington
Lenders in Garfield County, Washington reported 101 mortgage applications for 2025, according to the CFPB.
101 mortgage applications and 50 loans originated in 2025; the denial rate was 31.3% of 80 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Garfield County, WA.
- 101
- Applications
- 50
- Loans originated
- 31.3%
- Denial rate
- 25 denied of 80 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 101 | 50 |
| 2024 | 73 | 51 |
| 2023 | 74 | 42 |
| 2022 | 91 | 50 |
| 2021 | 133 | 80 |
| 2020 | 110 | 67 |
| 2019 | 81 | 58 |
| 2018 | 61 | 38 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Potlatch No 1 Financial Credit U | 4 | 8 |
| Rocket Mortgage | 4 | 7 |
| Fairway Independent Mort Corp | 3 | 3 |
| US Bank, N.A. | 3 | 13 |
| Land Home Financial Services, | 2 | 3 |
| Guild Mortgage Company | 2 | 4 |
| Mortgage Research Center | 2 | 7 |
| United Wholesale Mortgage | 2 | 3 |
| Guaranteed Rate, Inc. | 2 | 2 |
| Crosscountry Mortgage, LLC | 2 | 2 |
| Synergy One Lending, Inc. | 1 | 1 |
| The Loan Store, Inc | 1 | 1 |
| Freedom Northwest Credit Union | 1 | 1 |
| Twin River Bank | 1 | 1 |
| Wsecu | 1 | 3 |
| Idaho Central Credit Union | 1 | 1 |
| Griffin Funding Inc. | 1 | 1 |
| Mortgage Express | 1 | 2 |
| American Financial Network, Inc. | 1 | 2 |
| loanDepot.com LLC | 1 | 1 |
| Premier Mortgage Resources, LLC | 1 | 1 |
| Movement Mortgage, LLC | 1 | 4 |
| Newrez LLC | 1 | 4 |
| CMG Mortgage Inc | 1 | 1 |
| Loanleaders of America, Inc | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| White | 83 | 33.9% of 65 decided |
| Joint | under 10 | |
| Race Not Available | 14 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 79 | 32.3% of 62 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 16 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 37 | no rate: base under 50 |
| Female | 16 | no rate: base under 50 |
| Joint | 38 | no rate: base under 50 |
| Sex Not Available | 10 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1094 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved