Mortgage lending in Okanogan County, Washington
Lenders in Okanogan County, Washington reported 1,165 mortgage applications for 2025, according to the CFPB.
1,165 mortgage applications and 657 loans originated in 2025; the denial rate was 24.3% of 909 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Okanogan County, WA.
- 1,165
- Applications
- 657
- Loans originated
- 24.3%
- Denial rate
- 221 denied of 909 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,165 | 657 |
| 2024 | 1,118 | 619 |
| 2023 | 964 | 536 |
| 2022 | 1,557 | 918 |
| 2021 | 2,320 | 1,400 |
| 2020 | 2,043 | 1,284 |
| 2019 | 1,382 | 803 |
| 2018 | 1,315 | 708 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Evergreen Moneysource Mortgage Company | 85 | 112 |
| Rocket Mortgage | 44 | 67 |
| Spokane Teachers Credit Union | 32 | 68 |
| Guild Mortgage Company | 30 | 46 |
| Crosscountry Mortgage, LLC | 29 | 41 |
| Columbia Bank | 29 | 49 |
| United Wholesale Mortgage | 27 | 33 |
| Glacier Bank | 23 | 42 |
| Boeing Employees' Credit Union | 23 | 44 |
| Potlatch No 1 Financial Credit U | 18 | 31 |
| Movement Mortgage, LLC | 13 | 21 |
| US Bank, N.A. | 12 | 28 |
| Banner Bank | 12 | 15 |
| Mortgage Research Center | 11 | 29 |
| Freedom Mortgage Corporation | 11 | 28 |
| loanDepot.com LLC | 10 | 13 |
| Cornerstone First Mortgage, LLC | 9 | 11 |
| Peoples Bank | 9 | 19 |
| Pennymac Loan Services LLC | 8 | 20 |
| New American Funding, LLC. | 7 | 18 |
| Nationstar Mortgage | 7 | 9 |
| Synergy One Lending, Inc. | 6 | 6 |
| Primelending | 6 | 8 |
| Navy Federal Credit Union | 6 | 8 |
| CMG Mortgage Inc | 6 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 44 | no rate: base under 50 |
| Asian | 19 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 831 | 23.4% of 671 decided |
| 2 or more minority races | under 10 | |
| Joint | 43 | no rate: base under 50 |
| Race Not Available | 217 | 27.6% of 152 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 97 | 35.2% of 71 decided |
| Not Hispanic or Latino | 839 | 22.4% of 664 decided |
| Joint | 31 | no rate: base under 50 |
| Ethnicity Not Available | 198 | 27.9% of 147 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 335 | 28.7% of 254 decided |
| Female | 241 | 26.8% of 194 decided |
| Joint | 474 | 20.5% of 380 decided |
| Sex Not Available | 115 | 22.2% of 81 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 845 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved