Mortgage lending in Chelan County, Washington
Lenders in Chelan County, Washington reported 2,952 mortgage applications for 2025, according to the CFPB.
2,952 mortgage applications and 1,738 loans originated in 2025; the denial rate was 22.2% of 2,354 applications decided. The median loan was about $350,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wenatchee-East Wenatchee, WA MSA.
- 2,952
- Applications
- 1,738
- Loans originated
- 22.2%
- Denial rate
- 523 denied of 2,354 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,952 | 1,738 |
| 2024 | 2,507 | 1,442 |
| 2023 | 2,296 | 1,327 |
| 2022 | 3,693 | 2,340 |
| 2021 | 6,623 | 4,428 |
| 2020 | 7,069 | 4,728 |
| 2019 | 4,342 | 2,772 |
| 2018 | 3,612 | 2,250 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Numerica Credit Union | 132 | 245 |
| Evergreen Moneysource Mortgage Company | 111 | 145 |
| Rocket Mortgage | 103 | 145 |
| United Wholesale Mortgage | 88 | 114 |
| Boeing Employees' Credit Union | 84 | 128 |
| Banner Bank | 78 | 143 |
| Gesa Credit Union | 73 | 113 |
| Guild Mortgage Company | 73 | 110 |
| Glacier Bank | 72 | 101 |
| Cashmere Valley Bank | 70 | 100 |
| Peoples Bank | 51 | 100 |
| Movement Mortgage, LLC | 51 | 74 |
| Crosscountry Mortgage, LLC | 45 | 68 |
| Gold Star Mortgage Financial Group, Corporation | 33 | 54 |
| loanDepot.com LLC | 30 | 44 |
| CMG Mortgage Inc | 27 | 39 |
| US Bank, N.A. | 25 | 49 |
| Newrez LLC | 24 | 51 |
| JPMorgan Chase Bank, NA | 24 | 33 |
| Primelending | 22 | 35 |
| Washington Trust Bank | 20 | 43 |
| Pennymac Loan Services LLC | 17 | 39 |
| Guaranteed Rate, Inc. | 16 | 27 |
| Columbia Bank | 14 | 19 |
| The Loan Store, Inc | 13 | 16 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 38 | no rate: base under 50 |
| Asian | 43 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,201 | 21.4% of 1,764 decided |
| 2 or more minority races | under 10 | |
| Joint | 88 | 15.7% of 70 decided |
| Race Not Available | 571 | 25.7% of 443 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 405 | 30.2% of 328 decided |
| Not Hispanic or Latino | 1,899 | 19.7% of 1,517 decided |
| Joint | 122 | 23.8% of 101 decided |
| Ethnicity Not Available | 526 | 24.8% of 408 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 801 | 26.3% of 609 decided |
| Female | 494 | 26.2% of 401 decided |
| Joint | 1,352 | 17.9% of 1,109 decided |
| Sex Not Available | 305 | 25.1% of 235 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 154 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved