Mortgage lending in Thurston County, Washington
Lenders in Thurston County, Washington reported 12,764 mortgage applications for 2025, according to the CFPB.
12,764 mortgage applications and 7,771 loans originated in 2025; the denial rate was 19.7% of 10,266 applications decided. The median loan was about $365,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Olympia-Lacey-Tumwater, WA MSA.
- 12,764
- Applications
- 7,771
- Loans originated
- 19.7%
- Denial rate
- 2,019 denied of 10,266 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 12,764 | 7,771 |
| 2024 | 11,427 | 6,963 |
| 2023 | 10,331 | 6,192 |
| 2022 | 16,443 | 10,253 |
| 2021 | 29,724 | 20,379 |
| 2020 | 31,030 | 21,114 |
| 2019 | 20,558 | 13,532 |
| 2018 | 16,624 | 10,801 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Wsecu | 687 | 1,187 |
| United Wholesale Mortgage | 545 | 717 |
| Guild Mortgage Company | 537 | 737 |
| Rocket Mortgage | 525 | 702 |
| Crosscountry Mortgage, LLC | 286 | 400 |
| Peak Credit Union | 283 | 484 |
| Movement Mortgage, LLC | 276 | 358 |
| O Bee Credit Union | 238 | 374 |
| Boeing Employees' Credit Union | 224 | 383 |
| Newrez LLC | 211 | 415 |
| CMG Mortgage Inc | 151 | 212 |
| Navy Federal Credit Union | 149 | 314 |
| Mortgage Research Center | 149 | 315 |
| Pennymac Loan Services LLC | 139 | 248 |
| Olympia Federal Savings & Loan | 131 | 191 |
| Evergreen Moneysource Mortgage Company | 123 | 162 |
| Freedom Mortgage Corporation | 120 | 287 |
| Fairway Independent Mort Corp | 116 | 157 |
| DHI Mortgage Company, LTD. | 95 | 130 |
| Guaranteed Rate, Inc. | 86 | 129 |
| Bank of America NA | 79 | 169 |
| Nationstar Mortgage | 74 | 105 |
| The Loan Store, Inc | 73 | 107 |
| Paramount Residential Mortgage | 66 | 89 |
| loanDepot.com LLC | 62 | 106 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 161 | 30.2% of 129 decided |
| Asian | 872 | 21.5% of 671 decided |
| Black or African American | 484 | 22.9% of 388 decided |
| Native Hawaiian or Other Pacific Islander | 130 | 24.0% of 100 decided |
| White | 8,024 | 18.9% of 6,585 decided |
| 2 or more minority races | 70 | 33.3% of 51 decided |
| Joint | 742 | 15.3% of 615 decided |
| Race Not Available | 2,281 | 21.5% of 1,727 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 743 | 24.3% of 602 decided |
| Not Hispanic or Latino | 9,322 | 19.2% of 7,594 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,156 | 21.3% of 1,648 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,479 | 24.5% of 2,748 decided |
| Female | 2,667 | 23.4% of 2,176 decided |
| Joint | 5,451 | 14.1% of 4,487 decided |
| Sex Not Available | 1,167 | 23.6% of 855 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 132 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved