Mortgage lending in Snohomish County, Washington
Lenders in Snohomish County, Washington reported 32,308 mortgage applications for 2025, according to the CFPB.
32,308 mortgage applications and 19,765 loans originated in 2025; the denial rate was 19.5% of 25,829 applications decided. The median loan was about $455,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Seattle-Bellevue, WA HUD Metro FMR Area.
- 32,308
- Applications
- 19,765
- Loans originated
- 19.5%
- Denial rate
- 5,038 denied of 25,829 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 32,308 | 19,765 |
| 2024 | 29,017 | 17,590 |
| 2023 | 25,969 | 15,595 |
| 2022 | 44,550 | 27,899 |
| 2021 | 88,643 | 61,226 |
| 2020 | 95,858 | 65,451 |
| 2019 | 57,760 | 38,045 |
| 2018 | 48,131 | 30,569 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Boeing Employees' Credit Union | 3,261 | 5,076 |
| Rocket Mortgage | 1,261 | 1,651 |
| United Wholesale Mortgage | 1,173 | 1,485 |
| Crosscountry Mortgage, LLC | 565 | 769 |
| CMG Mortgage Inc | 563 | 768 |
| Guild Mortgage Company | 558 | 750 |
| Bank of America NA | 543 | 1,195 |
| Movement Mortgage, LLC | 538 | 770 |
| US Bank, N.A. | 514 | 918 |
| DHI Mortgage Company, LTD. | 424 | 531 |
| Pennymac Loan Services LLC | 367 | 624 |
| JPMorgan Chase Bank, NA | 362 | 595 |
| American Pacific Mortgage Corporation | 344 | 433 |
| Newrez LLC | 320 | 694 |
| Fairway Independent Mort Corp | 276 | 374 |
| Navy Federal Credit Union | 258 | 497 |
| loanDepot.com LLC | 258 | 433 |
| Evergreen Moneysource Mortgage Company | 249 | 322 |
| New American Funding, LLC. | 220 | 432 |
| Cornerstone Capital Bank, SSB | 209 | 237 |
| NFM, Inc | 189 | 213 |
| Nationstar Mortgage | 176 | 264 |
| Wells Fargo Bank NA | 176 | 328 |
| Spring Eq, LLC | 165 | 472 |
| Guaranteed Rate, Inc. | 157 | 321 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 214 | 23.9% of 176 decided |
| Asian | 6,999 | 16.8% of 5,261 decided |
| Black or African American | 1,108 | 32.6% of 858 decided |
| Native Hawaiian or Other Pacific Islander | 133 | 30.2% of 106 decided |
| White | 16,789 | 19.3% of 13,988 decided |
| 2 or more minority races | withheld | |
| Joint | 1,476 | 14.8% of 1,253 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 5,467 | 21.7% of 4,089 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,762 | 26.8% of 1,424 decided |
| Not Hispanic or Latino | 24,338 | 18.8% of 19,688 decided |
| Joint | 828 | 14.4% of 689 decided |
| Ethnicity Not Available | 5,365 | 21.2% of 4,019 decided |
| Free Form Text Only | 15 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 10,962 | 22.2% of 8,585 decided |
| Female | 5,207 | 23.5% of 4,241 decided |
| Joint | 13,171 | 15.1% of 10,863 decided |
| Sex Not Available | 2,968 | 23.3% of 2,140 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 54 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved