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Mortgage lending in Snohomish County, Washington

Lenders in Snohomish County, Washington reported 32,308 mortgage applications for 2025, according to the CFPB.

32,308 mortgage applications and 19,765 loans originated in 2025; the denial rate was 19.5% of 25,829 applications decided. The median loan was about $455,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Seattle-Bellevue, WA HUD Metro FMR Area.

32,308
Applications
19,765
Loans originated
19.5%
Denial rate
5,038 denied of 25,829 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Snohomish County, Washington, by year
YearApplicationsOriginated
202532,30819,765
202429,01717,590
202325,96915,595
202244,55027,899
202188,64361,226
202095,85865,451
201957,76038,045
201848,13130,569

The largest lenders here

Applications by race, ethnicity and sex, 2025

By race, Snohomish County, Washington: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Native21423.9% of 176 decided
Asian6,99916.8% of 5,261 decided
Black or African American1,10832.6% of 858 decided
Native Hawaiian or Other Pacific Islander13330.2% of 106 decided
White16,78919.3% of 13,988 decided
2 or more minority raceswithheld
Joint1,47614.8% of 1,253 decided
Free Form Text Onlyunder 10
Race Not Available5,46721.7% of 4,089 decided
By ethnicity, Snohomish County, Washington: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino1,76226.8% of 1,424 decided
Not Hispanic or Latino24,33818.8% of 19,688 decided
Joint82814.4% of 689 decided
Ethnicity Not Available5,36521.2% of 4,019 decided
Free Form Text Only15no rate: base under 50
By sex, Snohomish County, Washington: applications and denial rate
CategoryApplicationsDenial rate
Male10,96222.2% of 8,585 decided
Female5,20723.5% of 4,241 decided
Joint13,17115.1% of 10,863 decided
Sex Not Available2,96823.3% of 2,140 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved