Mortgage lending in Skagit County, Washington
Lenders in Skagit County, Washington reported 4,612 mortgage applications for 2025, according to the CFPB.
4,612 mortgage applications and 2,808 loans originated in 2025; the denial rate was 19.9% of 3,731 applications decided. The median loan was about $340,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Mount Vernon-Anacortes, WA MSA.
- 4,612
- Applications
- 2,808
- Loans originated
- 19.9%
- Denial rate
- 743 denied of 3,731 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,612 | 2,808 |
| 2024 | 3,995 | 2,407 |
| 2023 | 3,733 | 2,194 |
| 2022 | 5,976 | 3,667 |
| 2021 | 10,987 | 7,431 |
| 2020 | 11,596 | 7,718 |
| 2019 | 7,622 | 4,889 |
| 2018 | 6,020 | 3,747 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Boeing Employees' Credit Union | 259 | 418 |
| United Wholesale Mortgage | 186 | 251 |
| Rocket Mortgage | 182 | 240 |
| CMG Mortgage Inc | 158 | 217 |
| Banner Bank | 131 | 206 |
| Peoples Bank | 111 | 190 |
| Guild Mortgage Company | 105 | 148 |
| Evergreen Moneysource Mortgage Company | 103 | 127 |
| Whatcom Educational Credit Uni | 95 | 153 |
| Movement Mortgage, LLC | 70 | 97 |
| Navy Federal Credit Union | 69 | 115 |
| Pennymac Loan Services LLC | 50 | 84 |
| Crosscountry Mortgage, LLC | 49 | 77 |
| Newrez LLC | 46 | 96 |
| New American Funding, LLC. | 43 | 83 |
| Bank of America NA | 43 | 111 |
| Fairway Independent Mort Corp | 41 | 48 |
| American Pacific Mortgage Corporation | 38 | 52 |
| loanDepot.com LLC | 37 | 63 |
| US Bank, N.A. | 37 | 78 |
| Cornerstone Capital Bank, SSB | 30 | 31 |
| Spring Eq, LLC | 28 | 67 |
| Directors Mortgage, Inc | 28 | 30 |
| Nationstar Mortgage | 27 | 41 |
| Kind Lending, LLC | 25 | 34 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 62 | no rate: base under 50 |
| Asian | 121 | 31.7% of 101 decided |
| Black or African American | 33 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,380 | 18.9% of 2,765 decided |
| 2 or more minority races | under 10 | |
| Joint | 155 | 15.0% of 133 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 847 | 22.4% of 648 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 448 | 20.8% of 375 decided |
| Not Hispanic or Latino | 3,307 | 19.3% of 2,704 decided |
| Joint | withheld | |
| Ethnicity Not Available | 729 | 23.6% of 543 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,344 | 23.8% of 1,061 decided |
| Female | 833 | 24.2% of 691 decided |
| Joint | 2,035 | 14.9% of 1,682 decided |
| Sex Not Available | 400 | 24.6% of 297 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 173 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved