Mortgage lending in Clallam County, Washington
Lenders in Clallam County, Washington reported 2,727 mortgage applications for 2025, according to the CFPB.
2,727 mortgage applications and 1,689 loans originated in 2025; the denial rate was 18.0% of 2,139 applications decided. The median loan was about $315,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Clallam County, WA.
- 2,727
- Applications
- 1,689
- Loans originated
- 18.0%
- Denial rate
- 384 denied of 2,139 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,727 | 1,689 |
| 2024 | 2,395 | 1,456 |
| 2023 | 2,211 | 1,363 |
| 2022 | 3,255 | 2,060 |
| 2021 | 6,158 | 4,055 |
| 2020 | 6,148 | 4,282 |
| 2019 | 3,985 | 2,567 |
| 2018 | 3,458 | 2,223 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 163 | 199 |
| Highlands Residential Mortgage, Ltd. | 112 | 134 |
| Crosscountry Mortgage, LLC | 98 | 141 |
| First Fed Bank | 87 | 133 |
| Rocket Mortgage | 85 | 136 |
| Canopy Mortgage, LLC | 83 | 100 |
| Sound Community Bank | 69 | 95 |
| Boeing Employees' Credit Union | 50 | 86 |
| Newrez LLC | 46 | 108 |
| Pennymac Loan Services LLC | 36 | 58 |
| 1st Security Bank of Washington | 30 | 43 |
| Navy Federal Credit Union | 26 | 49 |
| Mortgage Research Center | 26 | 55 |
| The Loan Store, Inc | 24 | 29 |
| Evergreen Moneysource Mortgage Company | 24 | 32 |
| Lower, LLC | 24 | 34 |
| Movement Mortgage, LLC | 23 | 40 |
| JPMorgan Chase Bank, NA | 23 | 37 |
| US Bank, N.A. | 22 | 44 |
| Cornerstone First Mortgage, LLC | 21 | 22 |
| Columbia Bank | 21 | 34 |
| Freedom Mortgage Corporation | 20 | 44 |
| Fairway Independent Mort Corp | 20 | 27 |
| loanDepot.com LLC | 16 | 31 |
| Nationstar Mortgage | 16 | 23 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 61 | no rate: base under 50 |
| Asian | 64 | no rate: base under 50 |
| Black or African American | 12 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,006 | 16.5% of 1,612 decided |
| 2 or more minority races | under 10 | |
| Joint | 122 | 9.3% of 97 decided |
| Race Not Available | 454 | 23.2% of 327 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 90 | 18.8% of 69 decided |
| Not Hispanic or Latino | 2,097 | 17.1% of 1,671 decided |
| Joint | withheld | |
| Ethnicity Not Available | 467 | 23.4% of 338 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 693 | 23.1% of 525 decided |
| Female | 602 | 20.7% of 487 decided |
| Joint | 1,200 | 11.4% of 955 decided |
| Sex Not Available | 232 | 30.8% of 172 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 246 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved